SSTIX Fees and Costs — State Street Total Return V.I.S. Fund, Class 1
Data updated: 2026-08-28
The net expense ratio is 0.70%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $685K in broker commissions, 0.0646% of average net assets, and portfolio turnover was 78%.
SSTIX Fees and Expenses
Annual operating expenses and sales charges of SSTIX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.35% |
| 12b-1 fee | — |
| Other expenses | 0.25% |
| Gross expense ratio | 0.70% |
| Fee waiver | — |
| Net expense ratio | 0.70% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
SSTIX Costs Over Time
On $10,000 invested in SSTIX, assuming 5% a year before costs, total costs come to $481 over 5 years, cutting the return by 0.80% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.70%) | $74 | $230 | $400 |
| Trading costs (broker commissions) | $7 | $21 | $37 |
| Lost growth on money paid in costs | $0 | $12 | $44 |
| Total costs | $80 | $264 | $481 |
| Value after costs | $10,420 | $11,313 | $12,282 |
| Impact on return, per year | 0.80% | 0.80% | 0.80% |
SSTIX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0646%
- Total broker commissions: $685K
- Bought from dealers (principal trades, not a cost): $775.0M
- Portfolio turnover (prospectus): 78%
- Securities lending: none during the year
SSTIX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Jane Street Execution Services, LLC | $219K | 33.74% |
| BofA Securities, Inc. | $116K | 17.91% |
| Virtu Americas LLC | $81K | 12.44% |
| Citadel Securities LLC | $66K | 10.20% |
| Goldman Sachs & Co. LLC | $62K | 9.62% |
| J.P. Morgan Securities LLC | $60K | 9.20% |
| Barclays Capital Inc. | $16K | 2.52% |
| UBS Securities LLC | $10K | 1.56% |
| Jefferies LLC | $9K | 1.45% |
| Morgan Stanley & Co. LLC | $9K | 1.34% |
SSTIX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $668.9M | 86.45% |
| Jane Street Execution Services, LLC | $92.6M | 11.96% |
| Barclays Capital Inc. | $2.4M | 0.31% |
| Citigroup Global Markets Inc. | $2.3M | 0.30% |
| Goldman Sachs & Co. LLC | $2.2M | 0.28% |
| J.P. Morgan Securities LLC | $1.6M | 0.21% |
| BNP Paribas Securities Corp. | $1.1M | 0.14% |
| Morgan Stanley & Co. LLC | $1.0M | 0.14% |
| BMO Capital Markets Corp. | $977K | 0.13% |
| Citadel Securities LLC | $651K | 0.08% |
State Street Total Return V.I.S. Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| SSTIX | Class 1 | 0.70% | none |
| SSTTX | Class 3 | 0.95% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.