SSAOX Performance — State Street Target Retirement 2045 Fund, Class R3
Data updated: 2026-08-28
SSAOX returned +10.03% year to date and +20.38% over one year to Jun 2026. The annualised 3-year return is +15.88%. The fund beat its Target-Date category average: $100 invested three years ago grew to $156, against $150 for the category, and to $120 over one year, against $118. Volatility over the past three years was 11.72% a year. In the 12 months to Jun 2026 the fund took in a net $229.1M, and assets reached $3.50B.
SSAOX Growth of $100
What $100 invested in State Street Target Retirement 2045 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | SSAOX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $120 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $156 | $150 |
| Since data start (Feb 2022 – Jun 2026) | $150 | $144 |
SSAOX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +10.03% |
| 1 year | +20.38% |
| 3 years (annualised) | +15.88% |
SSAOX Annual Returns
Calendar-year total returns of State Street Target Retirement 2045 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +10.03% |
| 2025 | +19.64% |
| 2024 | +11.42% |
| 2023 | +17.96% |
| 2022 (Feb–Dec) | −13.20% |
SSAOX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.9% | +2.1% | −6.2% | +7.6% | +3.9% | −0.2% | — | — | — | — | — | — |
| 2025 | +3.0% | 0.0% | −2.9% | +0.7% | +4.3% | +4.1% | +0.7% | +2.7% | +3.1% | +1.7% | +0.2% | +0.7% |
| 2024 | −0.4% | +3.3% | +2.7% | −3.8% | +4.0% | +1.2% | +2.5% | +2.1% | +2.1% | −2.8% | +3.7% | −3.3% |
| 2023 | +7.3% | −3.0% | +2.3% | +0.9% | −1.5% | +5.1% | +3.1% | −3.0% | −4.4% | −3.6% | +8.9% | +5.7% |
| 2022 | — | −0.1% | +0.8% | −7.8% | +0.2% | −7.6% | +6.5% | −3.7% | −9.2% | +4.8% | +7.6% | −3.7% |
SSAOX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 11.72%
- 3-year Sharpe ratio: 0.97 (vs 4.5% risk-free rate)
- Best month: +8.90% (Nov 2023)
- Worst month: −6.20% (Mar 2026)
SSAOX Fund Flows
Monthly money in and out of State Street Target Retirement 2045 Fund, from SEC Form N-PORT.
- 12-month net flow: $229.1M
- 12-month gross sales (incl. reinvestments): $877.4M
- Sales ÷ redemptions: 1.35×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $68.2M | $47.4M | $20.8M |
| May 2026 | $49.9M | $38.0M | $11.8M |
| Apr 2026 | $58.0M | $112.2M | −$54.2M |
| Mar 2026 | $125.9M | $40.8M | $85.1M |
| Feb 2026 | $50.9M | $37.3M | $13.7M |
| Jan 2026 | $58.5M | $53.1M | $5.4M |
| Dec 2025 | $238.9M | $38.9M | $200.0M |
| Nov 2025 | $39.9M | $48.9M | −$8.9M |
| Oct 2025 | $47.6M | $46.4M | $1.1M |
| Sep 2025 | $44.7M | $31.8M | $12.9M |
| Aug 2025 | $46.6M | $122.2M | −$75.5M |
| Jul 2025 | $48.3M | $31.3M | $17.1M |
SSAOX Assets Under Management
Net assets of State Street Target Retirement 2045 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $3.50B |
| 2026-03-31 | $3.15B |
| 2025-12-31 | $3.09B |
| 2025-09-30 | $3.01B |
| 2025-06-30 | $2.86B |
| 2025-03-31 | $2.59B |
| 2024-12-31 | $2.57B |
| 2024-09-30 | $2.66B |
| 2024-06-30 | $2.42B |
| 2024-03-31 | $2.32B |
| 2023-12-31 | $2.13B |
| 2023-09-30 | $1.82B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.