SPILX Fees and Costs — Symmetry Panoramic International Equity Fund, Class I
Data updated: 2026-07-29
The net expense ratio is 0.85% (1.18% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $21K in broker commissions, 0.0096% of average net assets, and portfolio turnover was 17%.
SPILX Fees and Expenses
Annual operating expenses and sales charges of SPILX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.70% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.26% |
| Gross expense ratio | 1.18% |
| Fee waiver | −0.33% |
| Net expense ratio | 0.85% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
SPILX Costs Over Time
On $10,000 invested in SPILX, assuming 5% a year before costs, total costs come to $539 over 5 years, cutting the return by 0.90% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.85%) | $89 | $279 | $484 |
| Trading costs (broker commissions) | $1 | $3 | $5 |
| Lost growth on money paid in costs | $0 | $14 | $49 |
| Total costs | $90 | $296 | $539 |
| Value after costs | $10,410 | $11,280 | $12,224 |
| Impact on return, per year | 0.90% | 0.90% | 0.90% |
SPILX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending August 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0096%
- Total broker commissions: $21K
- Bought from dealers (principal trades, not a cost): $30.2M
- Portfolio turnover (prospectus): 17%
- Securities lending: none during the year
SPILX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| J P MORGAN CHASE BANK | $7K | 33.07% |
| VIRTU FINANCIAL BD LLC | $3K | 14.26% |
| INSTINET | $3K | 13.29% |
| GOLDMAN, SACHS & CO. | $3K | 12.48% |
| MORGAN STANLEY & CO, INC | $2K | 9.08% |
| BAML | $2K | 7.52% |
| UBS SECURITIES | $986 | 4.61% |
| BONDDESK TRADING LLC | $812 | 3.80% |
| BNP PARIBAS | $339 | 1.59% |
| BANQUE NATIONALE CA | $69 | 0.32% |
SPILX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| BANK OF NEW YORK | $30.2M | 99.92% |
| J P MORGAN CHASE BANK | $13K | 0.04% |
| BAML | $10K | 0.03% |
| MORGAN STANLEY & CO, INC | $377 | 0.00% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.