SOITX Performance — Spirit of America Income Fund, Institutional Class
Data updated: 2026-08-28
SOITX returned +1.54% year to date and +5.60% over one year to Jun 2026. Over one year the fund trailed its Intermediate Municipal Bond category average: $100 grew to $106, against $106 for the category. Volatility over the past 12 months was 3.92% a year. In the 12 months to Jun 2026 the fund lost a net $16.0M, and assets reached $40.56M.
SOITX Growth of $100
What $100 invested in Spirit of America Income Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Intermediate Municipal Bond category average over the same months.
| Period | SOITX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $106 | $106 |
| 3 years (Jul 2023 – Jun 2026) | $118 | $111 |
| 5 years (Jul 2021 – Jun 2026) | $109 | $105 |
| Since data start (Apr 2020 – Jun 2026) | $121 | $111 |
SOITX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +1.54% |
| 1 year | +5.60% |
3- and 5-year figures withheld: disagrees with sibling classes.
SOITX Annual Returns
Calendar-year total returns of Spirit of America Income Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +1.54% |
| 2025 | +6.74% |
| 2024 | +5.51% |
| 2023 | +7.30% |
| 2022 | −12.51% |
| 2021 | +4.83% |
| 2020 (Apr–Dec) | +7.94% |
SOITX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.3% | +1.7% | −2.5% | +0.6% | +0.1% | +0.4% | — | — | — | — | — | — |
| 2025 | +0.9% | +2.1% | −1.1% | −0.6% | −0.3% | +1.6% | +0.5% | +1.1% | +1.9% | −0.1% | +0.5% | +0.1% |
| 2024 | +1.3% | 0.0% | +1.2% | −3.1% | +2.2% | +0.9% | +2.1% | +2.0% | +2.1% | −1.4% | +1.2% | −2.9% |
| 2023 | +6.3% | −2.7% | 0.0% | +0.9% | −1.9% | +1.3% | 0.0% | −1.0% | −2.3% | −2.4% | +5.9% | +3.5% |
| 2022 | −1.1% | −1.4% | −1.4% | −4.3% | +1.6% | −3.4% | +3.3% | −3.0% | −5.3% | −0.7% | +4.6% | −1.7% |
| 2021 | −0.4% | −0.6% | +0.6% | +1.4% | +0.9% | +1.6% | +0.9% | 0.0% | −0.9% | +1.3% | −1.0% | +1.1% |
| 2020 | — | — | — | 0.0% | 0.0% | +1.1% | +2.4% | +0.6% | −0.6% | −1.0% | +3.9% | +1.3% |
SOITX Risk
Risk measures from monthly returns over Jul 2025 – Jun 2026.
- 1-year volatility (annualised): 3.92%
- Best month: +1.86% (Sep 2025)
- Worst month: −2.50% (Mar 2026)
SOITX Fund Flows
Monthly money in and out of Spirit of America Income Fund, from SEC Form N-PORT.
- 12-month net flow: −$16.0M
- 12-month gross sales (incl. reinvestments): $6.7M
- Sales ÷ redemptions: 0.30×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $251K | $2.1M | −$1.8M |
| May 2026 | $889K | $1.5M | −$625K |
| Apr 2026 | $753K | $911K | −$158K |
| Mar 2026 | $773K | $2.0M | −$1.2M |
| Feb 2026 | $524K | $1.3M | −$742K |
| Jan 2026 | $290K | $1.8M | −$1.5M |
| Dec 2025 | $779K | $3.6M | −$2.8M |
| Nov 2025 | $808K | $2.1M | −$1.3M |
| Oct 2025 | $262K | $1.9M | −$1.6M |
| Sep 2025 | $348K | $1.6M | −$1.2M |
| Aug 2025 | $348K | $2.5M | −$2.1M |
| Jul 2025 | $661K | $1.5M | −$801K |
SOITX Assets Under Management
Net assets of Spirit of America Income Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $40.56M |
| 2026-03-31 | $43.25M |
| 2025-12-31 | $47.03M |
| 2025-09-30 | $53.94M |
| 2025-06-30 | $56.91M |
| 2025-03-31 | $60.34M |
| 2024-12-31 | $63.09M |
| 2024-09-30 | $68.83M |
| 2024-06-30 | $65.82M |
| 2024-03-31 | $70.93M |
| 2023-12-31 | $71.84M |
| 2023-09-30 | $70.31M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.