SMTQX — JPMorgan SmartRetirement 2040 Fund
Data updated: 2026-05-29
SMTQX — JPMorgan SmartRetirement 2040 Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. Target Date / Glide Path Allocation · $3.41B AUM · 0.64% expense ratio · 14.6% 1-yr return. From SEC regulatory filings.
SMTQX Fund Overview
SMTQX — JPMorgan SmartRetirement 2040 Fund is a US mutual fund managed by JPMorgan Trust I, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: JPMorgan Trust I
- Category: Target Date / Glide Path Allocation
- Assets under management: $3.41B
- 1-year return: 14.6%
- Ticker: SMTQX
- SEC CIK: 0001217286
- SEC series ID: S000011876
- Share class ID: C000169487
SMTQX Holdings
Top 10 holdings of JPMorgan SmartRetirement 2040 Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| JPMorgan Core Plus Bond Fund | 13.98% |
| JPMorgan International Research Enhanced Equity ETF | 10.94% |
| JPMorgan U.S. Research Enhanced Equity Fund | 10.03% |
| JPMorgan U.S. Equity Fund | 9.92% |
| JPMorgan Growth Advantage Fund | 9.65% |
| JPMorgan Value Advantage Fund | 9.61% |
| JPMorgan Global Select Equity ETF | 7.81% |
| JPMorgan International Equity Fund | 5.91% |
| JPMorgan Core Bond Fund | 4.66% |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | 3.35% |
SMTQX Portfolio Allocation
Asset-class allocation of JPMorgan SmartRetirement 2040 Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Other | 98.2% |
| Cash & Equivalents | 1.6% |
| Fixed Income | 0.1% |
SMTQX Performance
Total returns for SMTQX (as of 2026-08-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | -1.7% |
| 1 year | 14.6% |
| 3 years (annualised) | 13.1% |
| 5 years (annualised) | 6.8% |
SMTQX Risk Information
Risk metrics for SMTQX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 8.7%
SMTQX Costs and Fees
SMTQX costs about $64 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.64%
- Gross expense ratio: 0.65%
- Portfolio turnover: 16%
- Brokerage commissions: 0.27 bps of average net assets (SEC N-CEN)
SMTQX Cashflows
Over the 12 months to 2026-03, JPMorgan SmartRetirement 2040 Fund had net outflows of $790.51M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-03 | $4.67M |
| 2026-02 | −$17.12M |
| 2026-01 | −$756.83M |
| 2025-12 | $64.14M |
| 2025-11 | −$10.23M |
| 2025-10 | −$8.01M |
SMTQX Debt Constituents
Largest debt holdings of JPMorgan SmartRetirement 2040 Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Debt holding | % of net assets |
|---|---|
| United States of America | 0.11% |
SMTQX Prospectus and SEC Filings
Official JPMorgan SmartRetirement 2040 Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.