SGMYX Fees and Costs — Sdit GNMA Fund, Class Y
Data updated: 2026-09-29
The net expense ratio is 0.51%: a 0.10% management fee plus 0.41% other expenses. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $249 in broker commissions, 0.0018% of average net assets, and portfolio turnover was 28%.
SGMYX Fees and Expenses
Annual operating expenses and sales charges of SGMYX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.10% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.41% |
| Gross expense ratio | 0.51% |
| Fee waiver | — |
| Net expense ratio | 0.51% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
SGMYX Costs Over Time
On $10,000 invested in SGMYX, assuming 5% a year before costs, total costs come to $323 over 5 years, cutting the return by 0.54% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.51%) | $54 | $168 | $293 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $8 | $30 |
| Total costs | $54 | $177 | $323 |
| Value after costs | $10,446 | $11,399 | $12,440 |
| Impact on return, per year | 0.54% | 0.54% | 0.54% |
SGMYX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0018%
- Total broker commissions: $249
- Bought from dealers (principal trades, not a cost): $132.5M
- Portfolio turnover (prospectus): 28%
- Securities lending: none during the year
SGMYX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN, SACHS & CO. | $68 | 27.42% |
| J P MORGAN CHASE BANK | $46 | 18.58% |
| MONTGOMERY/BANK OF AMERICA | $41 | 16.62% |
| MORGAN STANLEY & CO, INC | $30 | 11.87% |
| UBS SECURITIES | $25 | 10.00% |
| CITIGROUP | $17 | 6.66% |
| RBC CAPITAL | $12 | 4.81% |
| BARCLAY BANK PLC | $10 | 4.04% |
SGMYX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| MONTGOMERY/BANK OF AMERICA | $44.3M | 33.47% |
| MORGAN STANLEY & CO, INC | $38.9M | 29.35% |
| CITIGROUP | $29.1M | 22.01% |
| BNP PARIBAS | $10.5M | 7.93% |
| WELLS FARGO | $8.7M | 6.60% |
| J P MORGAN CHASE BANK | $355K | 0.27% |
| BARCLAY BANK PLC | $283K | 0.21% |
| MIZUHO SECURITIES | $110K | 0.08% |
| GOLDMAN, SACHS & CO. | $50K | 0.04% |
| BMO FIXED | $47K | 0.04% |
Sdit GNMA Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| SGMYX | Class Y | 0.51% | — |
| SEGMX | Class F | 0.76% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.