SFPIX Performance — Saratoga Financial Services Portfolio, Financial Services Class I
Data updated: 2026-01-28
SFPIX returned +0.64% over one year to Nov 2025. Annualised returns are +12.45% over 3 years and +12.67% over 5 years. The fund beat its Real Estate category average: $100 invested three years ago grew to $142, against $118 for the category, and to $101 over one year, against $96. Volatility over the past three years was 17.12% a year. In the 12 months to Nov 2025 the fund lost a net $877K, and assets reached $711K.
SFPIX Growth of $100
What $100 invested in Saratoga Financial Services Portfolio grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Real Estate category average over the same months.
| Period | SFPIX | Category average |
|---|---|---|
| 1 year (Dec 2024 – Nov 2025) | $101 | $96 |
| 3 years (Dec 2022 – Nov 2025) | $142 | $118 |
| 5 years (Dec 2020 – Nov 2025) | $182 | $132 |
| Since data start (Mar 2020 – Nov 2025) | $189 | $136 |
SFPIX Trailing Returns
Total returns to Nov 2025, from SEC N-PORT.
| Period | Total return |
|---|---|
| 1 year | +0.64% |
| 3 years (annualised) | +12.45% |
| 5 years (annualised) | +12.67% |
SFPIX Annual Returns
Calendar-year total returns of Saratoga Financial Services Portfolio, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2025 (Jan–Nov) | +7.45% |
| 2024 | +26.67% |
| 2023 | +10.88% |
| 2022 | −13.98% |
| 2021 | +31.60% |
| 2020 (Mar–Dec) | +10.45% |
SFPIX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | +6.0% | −0.9% | −4.8% | −2.4% | +4.8% | +3.6% | +0.4% | +3.3% | −0.5% | −2.4% | +0.7% | — |
| 2024 | +1.7% | +4.3% | +4.4% | −4.4% | +2.6% | −1.0% | +5.7% | +3.5% | +0.4% | +3.1% | +11.1% | −6.3% |
| 2023 | +8.1% | −2.5% | −10.3% | +1.8% | −4.7% | +7.0% | +5.7% | −3.4% | −2.7% | −3.1% | +10.4% | +6.3% |
| 2022 | +1.1% | −1.6% | −1.8% | −9.3% | +3.0% | −11.3% | +6.7% | −1.8% | −8.0% | +11.4% | +5.1% | −5.8% |
| 2021 | −1.5% | +11.4% | +6.0% | +6.7% | +4.5% | −3.4% | −0.7% | +5.0% | −2.2% | +5.7% | −5.2% | +2.7% |
| 2020 | — | — | −21.8% | +9.4% | +2.6% | +0.7% | +2.3% | +3.5% | −4.7% | −0.5% | +17.1% | +6.3% |
SFPIX Risk
Risk measures from monthly returns over Dec 2022 – Nov 2025.
- 3-year volatility (annualised): 17.12%
- 3-year Sharpe ratio: 0.46 (vs 4.5% risk-free rate)
- Best month: +11.07% (Nov 2024)
- Worst month: −10.27% (Mar 2023)
SFPIX Fund Flows
Monthly money in and out of Saratoga Financial Services Portfolio, from SEC Form N-PORT.
- 12-month net flow: −$877K
- 12-month gross sales (incl. reinvestments): $135K
- Sales ÷ redemptions: 0.13×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Nov 2025 | $3K | $288K | −$286K |
| Oct 2025 | $1K | $30K | −$29K |
| Sep 2025 | $5K | $12K | −$7K |
| Aug 2025 | $145 | $232K | −$232K |
| Jul 2025 | $11K | $32K | −$21K |
| Jun 2025 | $911 | $9K | −$8K |
| May 2025 | $199 | $129K | −$129K |
| Apr 2025 | $549 | $54K | −$54K |
| Mar 2025 | $958 | $58K | −$57K |
| Feb 2025 | $30K | $55K | −$26K |
| Jan 2025 | $4K | $107K | −$103K |
| Dec 2024 | $78K | $4K | $74K |
SFPIX Assets Under Management
Net assets of Saratoga Financial Services Portfolio by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2025-11-30 | $710.57K |
| 2025-08-31 | $1.06M |
| 2025-05-31 | $1.24M |
| 2025-02-28 | $1.53M |
| 2024-11-30 | $1.69M |
| 2024-08-31 | $1.48M |
| 2024-05-31 | $1.22M |
| 2024-02-29 | $1.21M |
| 2023-11-30 | $1.08M |
| 2023-08-31 | $1.06M |
| 2023-05-31 | $1.04M |
| 2023-02-28 | $1.40M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.