SCHZ Performance — Schwab U.S. Aggregate Bond ETF
Data updated: 2026-08-25
SCHZ returned +0.73% year to date and +3.76% over one year to Jun 2026. Annualised returns are +4.12% over 3 years and +0.05% over 5 years. The fund trailed its Intermediate Core Bond category average: $100 invested three years ago grew to $113, against $115 for the category, and to $104 over one year, against $104. Volatility over the past three years was 5.52% a year. In the 12 months to Jun 2026 the fund took in a net $2.1B, and assets reached $10.60B.
SCHZ Growth of $100
What $100 invested in Schwab U.S. Aggregate Bond ETF grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Intermediate Core Bond category average over the same months.
| Period | SCHZ | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $104 | $104 |
| 3 years (Jul 2023 – Jun 2026) | $113 | $115 |
| 5 years (Jul 2021 – Jun 2026) | $100 | $102 |
| Since data start (Jul 2019 – Jun 2026) | $108 | $112 |
SCHZ Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +0.73% |
| 1 year | +3.76% |
| 3 years (annualised) | +4.12% |
| 5 years (annualised) | +0.05% |
SCHZ Annual Returns
Calendar-year total returns of Schwab U.S. Aggregate Bond ETF, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +0.73% |
| 2025 | +7.19% |
| 2024 | +1.25% |
| 2023 | +5.55% |
| 2022 | −13.09% |
| 2021 | −1.74% |
| 2020 | +7.50% |
| 2019 (Jul–Dec) | +2.41% |
SCHZ Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.2% | +1.7% | −1.7% | +0.1% | +0.3% | +0.2% | — | — | — | — | — | — |
| 2025 | +0.6% | +2.2% | +0.1% | +0.4% | −0.7% | +1.5% | −0.3% | +1.2% | +1.1% | +0.6% | +0.6% | −0.3% |
| 2024 | −0.2% | −1.4% | +0.8% | −2.5% | +1.7% | +0.9% | +2.3% | +1.4% | +1.3% | −2.5% | +1.1% | −1.7% |
| 2023 | +3.2% | −2.6% | +2.5% | +0.6% | −1.1% | −0.4% | −0.1% | −0.7% | −2.5% | −1.6% | +4.5% | +3.7% |
| 2022 | −2.1% | −1.1% | −2.8% | −3.8% | +0.6% | −1.6% | +2.4% | −2.8% | −4.3% | −1.3% | +3.7% | −0.7% |
| 2021 | −0.7% | −1.5% | −1.3% | +0.8% | +0.3% | +0.7% | +1.1% | −0.2% | −0.9% | 0.0% | +0.3% | −0.4% |
| 2020 | +1.9% | +1.8% | −0.4% | +1.7% | +0.5% | +0.6% | +1.5% | −0.8% | −0.1% | −0.4% | +1.0% | +0.1% |
| 2019 | — | — | — | — | — | — | +0.2% | +2.6% | −0.6% | +0.3% | −0.1% | −0.1% |
SCHZ Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 5.52%
- 3-year Sharpe ratio: -0.07 (vs 4.5% risk-free rate)
- Best month: +4.53% (Nov 2023)
- Worst month: −2.54% (Sep 2023)
SCHZ Fund Flows
Monthly money in and out of Schwab U.S. Aggregate Bond ETF, from SEC Form N-PORT.
- 12-month net flow: $2.1B
- 12-month gross sales (incl. reinvestments): $2.2B
- Sales ÷ redemptions: 12.02×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $314.0M | $0 | $314.0M |
| May 2026 | $268.3M | $0 | $268.3M |
| Apr 2026 | $116.2M | $79.0M | $37.3M |
| Mar 2026 | $139.8M | $0 | $139.8M |
| Feb 2026 | $280.9M | $23.6M | $257.3M |
| Jan 2026 | $215.6M | $37.4M | $178.2M |
| Dec 2025 | $173.1M | $0 | $173.1M |
| Nov 2025 | $187.9M | $0 | $187.9M |
| Oct 2025 | $150.7M | $0 | $150.7M |
| Sep 2025 | $144.7M | $42.3M | $102.4M |
| Aug 2025 | $106.8M | $0 | $106.8M |
| Jul 2025 | $147.5M | $4.6M | $142.9M |
SCHZ Assets Under Management
Net assets of Schwab U.S. Aggregate Bond ETF by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $10.60B |
| 2026-03-31 | $10.02B |
| 2025-12-31 | $9.51B |
| 2025-09-30 | $9.03B |
| 2025-06-30 | $8.59B |
| 2025-03-31 | $8.59B |
| 2024-12-31 | $8.44B |
| 2024-09-30 | $8.47B |
| 2024-06-30 | $7.68B |
| 2024-03-31 | $7.59B |
| 2023-12-31 | $7.58B |
| 2023-09-30 | $6.93B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.