RYKCX Performance — Banking Fund, Class C
Data updated: 2026-08-28
RYKCX returned +10.45% year to date and +26.80% over one year to Jun 2026. Annualised returns are +26.38% over 3 years and +7.93% over 5 years. The fund beat its Financials Equity category average: $100 invested three years ago grew to $202, against $158 for the category, and to $127 over one year, against $112. Volatility over the past three years was 21.61% a year. In the 12 months to Jun 2026 the fund lost a net $17.8M, and assets reached $13.94M.
RYKCX Growth of $100
What $100 invested in Banking Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Financials Equity category average over the same months.
| Period | RYKCX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $127 | $112 |
| 3 years (Jul 2023 – Jun 2026) | $202 | $158 |
| 5 years (Jul 2021 – Jun 2026) | $146 | $144 |
| Since data start (Jul 2019 – Jun 2026) | $186 | $188 |
RYKCX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +10.45% |
| 1 year | +26.80% |
| 3 years (annualised) | +26.38% |
| 5 years (annualised) | +7.93% |
RYKCX Annual Returns
Calendar-year total returns of Banking Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +10.45% |
| 2025 | +22.73% |
| 2024 | +22.13% |
| 2023 | +1.93% |
| 2022 | −17.63% |
| 2021 | +32.35% |
| 2020 | −9.17% |
| 2019 (Jul–Dec) | +11.28% |
RYKCX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.8% | −3.6% | −3.6% | +8.5% | −1.1% | +7.9% | — | — | — | — | — | — |
| 2025 | +7.4% | −2.9% | −7.0% | −2.4% | +6.1% | +6.5% | +1.5% | +6.6% | −0.7% | −1.7% | +3.4% | +5.2% |
| 2024 | −2.5% | +0.2% | +6.3% | −4.8% | +2.9% | +0.3% | +11.4% | +1.1% | −0.4% | +4.0% | +11.9% | −8.5% |
| 2023 | +8.6% | −1.6% | −21.2% | −0.7% | −6.3% | +6.6% | +12.6% | −8.6% | −4.1% | −4.3% | +13.9% | +13.3% |
| 2022 | +1.9% | +0.5% | −6.2% | −10.7% | +5.3% | −11.4% | +8.3% | −1.9% | −7.3% | +9.1% | +3.8% | −7.7% |
| 2021 | +1.4% | +15.4% | +4.8% | +4.6% | +4.2% | −6.1% | −3.1% | +4.6% | +1.3% | +5.4% | −4.5% | +2.0% |
| 2020 | −6.6% | −12.0% | −27.6% | +13.5% | −0.3% | +0.9% | −0.6% | +3.1% | −6.3% | +9.2% | +17.4% | +8.5% |
| 2019 | — | — | — | — | — | — | +3.2% | −8.5% | +6.4% | +2.3% | +4.7% | +3.4% |
RYKCX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 21.61%
- 3-year Sharpe ratio: 1.01 (vs 4.5% risk-free rate)
- Best month: +13.91% (Nov 2023)
- Worst month: −8.56% (Aug 2023)
RYKCX Fund Flows
Monthly money in and out of Banking Fund, from SEC Form N-PORT.
- 12-month net flow: −$17.8M
- 12-month gross sales (incl. reinvestments): $31.8M
- Sales ÷ redemptions: 0.64×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $6.1M | $273K | $5.8M |
| May 2026 | $523K | $627K | −$103K |
| Apr 2026 | $679K | $867K | −$188K |
| Mar 2026 | $257K | $1.5M | −$1.2M |
| Feb 2026 | $1.2M | $1.3M | −$52K |
| Jan 2026 | $1.3M | $1.3M | $66K |
| Dec 2025 | $3.0M | $2.6M | $414K |
| Nov 2025 | $3.6M | $4.0M | −$438K |
| Oct 2025 | $2.8M | $5.5M | −$2.7M |
| Sep 2025 | $7.9M | $6.0M | $1.9M |
| Aug 2025 | $1.0M | $1.0M | $33K |
| Jul 2025 | $3.4M | $24.7M | −$21.4M |
RYKCX Assets Under Management
Net assets of Banking Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $13.94M |
| 2026-03-31 | $7.05M |
| 2025-12-31 | $8.66M |
| 2025-09-30 | $11.15M |
| 2025-06-30 | $29.27M |
| 2025-03-31 | $25.82M |
| 2024-12-31 | $8.93M |
| 2024-09-30 | $4.67M |
| 2024-06-30 | $24.89M |
| 2024-03-31 | $26.47M |
| 2023-12-31 | $7.58M |
| 2023-09-30 | $5.95M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.