RRPPX Fees and Costs — American Funds Retirement Income Portfolio - Moderate, Class R-5E
Data updated: 2026-09-28
The net expense ratio is 0.47% (0.50% before fee waivers). There are no sales loads or redemption fees. Portfolio turnover was 6%.
RRPPX Fees and Expenses
Annual operating expenses and sales charges of RRPPX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.00% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.21% |
| Gross expense ratio | 0.50% |
| Fee waiver | −0.03% |
| Net expense ratio | 0.47% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
RRPPX Costs Over Time
On $10,000 invested in RRPPX, assuming 5% a year before costs, total costs come to $297 over 5 years, cutting the return by 0.49% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.47%) | $49 | $155 | $270 |
| Lost growth on money paid in costs | $0 | $8 | $27 |
| Total costs | $49 | $162 | $297 |
| Value after costs | $10,451 | $11,414 | $12,466 |
| Impact on return, per year | 0.49% | 0.49% | 0.49% |
RRPPX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 6%
- Securities lending: none during the year
American Funds Retirement Income Portfolio - Moderate Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FIMWX | Class F-3 | 0.31% | none |
| RURPX | Class R-6 | 0.31% | none |
| RRRPX | Class R-5 | 0.36% | none |
| FHFWX | Class F-2 | 0.39% | none |
| RRPPX | Class R-5E | 0.47% | none |
| TAFNX | Class T | 0.57% | 2.50% |
| NBARX | Class A | 0.59% | 5.75% |
| RNRPX | Class R-4 | 0.61% | none |
| FBFWX | Class F-1 | 0.65% | none |
| RKRPX | Class R-3 | 0.92% | none |
| RHRPX | Class R-2E | 1.08% | none |
| RERPX | Class R-2 | 1.24% | none |
| RBRPX | Class R-1 | 1.32% | none |
| NBCRX | Class C | 1.33% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.