RMDEX Fees and Costs — American Funds U.S. Small & Mid Cap Equity Fund
Data updated: 2026-07-29
The net expense ratio is 1.61%: a 0.45% management fee, a 0.75% 12b-1 fee plus 0.97% other expenses, less a 0.56% fee waiver. There are no sales loads or redemption fees. Portfolio turnover was 28%.
RMDEX Fees and Expenses
Annual operating expenses and sales charges of RMDEX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.45% |
| 12b-1 fee | 0.75% |
| Other expenses | 0.97% |
| Gross expense ratio | 2.17% |
| Fee waiver | −0.56% |
| Net expense ratio | 1.61% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
RMDEX Costs Over Time
On $10,000 invested in RMDEX, assuming 5% a year before costs, total costs come to $995 over 5 years, cutting the return by 1.69% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.61%) | $169 | $524 | $903 |
| Lost growth on money paid in costs | $0 | $26 | $92 |
| Total costs | $169 | $550 | $995 |
| Value after costs | $10,331 | $11,026 | $11,768 |
| Impact on return, per year | 1.69% | 1.69% | 1.69% |
American Funds U.S. Small & Mid Cap Equity Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| RMDMX | C000253826 | 0.51% | none |
| SMDNX | C000253815 | 0.51% | none |
| RMDLX | C000253809 | 0.56% | none |
| CMDOX | C000253821 | 0.57% | none |
| SMDKX | C000253816 | 0.61% | none |
| CMDNX | C000253822 | 0.63% | none |
| RMDKX | C000253808 | 0.66% | none |
| RMDJX | C000253810 | 0.86% | none |
| SMDHX | C000253806 | 0.86% | 2.50% |
| SMDJX | C000253817 | 0.89% | none |
| SMDEX | C000253819 | 0.91% | 5.75% |
| CMDKX | C000253820 | 0.92% | 2.50% |
| CMDLX | C000253823 | 0.95% | none |
| CMDDX | C000253807 | 0.97% | 3.50% |
| CMDJX | C000253824 | 1.12% | none |
| RMDHX | C000253811 | 1.16% | none |
| RMDGX | C000253812 | 1.31% | none |
| RMDDX | C000253814 | 1.61% | none |
| RMDEX | C000253813 | 1.61% | none |
| SMDGX | C000253818 | 1.61% | none |
| CMDHX | C000253825 | 1.67% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.