RIBIX Fees and Costs — RBC BlueBay Impact Bond Fund, Class I
Data updated: 2026-08-26
The net expense ratio is 0.45%: a 0.35% management fee plus 0.26% other expenses, less a 0.16% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $19K in broker commissions, 0.0067% of average net assets, and portfolio turnover was 63%.
RIBIX Fees and Expenses
Annual operating expenses and sales charges of RIBIX. Prospectus, as of September 30, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.35% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.26% |
| Gross expense ratio | 0.61% |
| Fee waiver | −0.16% |
| Net expense ratio | 0.45% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
RIBIX Costs Over Time
On $10,000 invested in RIBIX, assuming 5% a year before costs, total costs come to $289 over 5 years, cutting the return by 0.48% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.45%) | $47 | $148 | $259 |
| Trading costs (broker commissions) | $1 | $2 | $4 |
| Lost growth on money paid in costs | $0 | $7 | $26 |
| Total costs | $48 | $158 | $289 |
| Value after costs | $10,452 | $11,418 | $12,474 |
| Impact on return, per year | 0.48% | 0.48% | 0.48% |
RIBIX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending September 30, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0067%
- Total broker commissions: $19K
- Bought from dealers (principal trades, not a cost): $718.8M
- Portfolio turnover (prospectus): 63%
- Securities lending: none during the year
RIBIX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BARCLAYS CAPITAL, INC. | $10K | 52.00% |
| CITIGROUP GLOBAL MARKETS INC. | $9K | 48.00% |
RIBIX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| RBC BlueBay U.S. Government Money Market Fund | $254.4M | 39.78% |
| BOFA SECURITIES, INC. | $118.8M | 18.57% |
| BNY MELLON CAPITAL MARKETS, LLC | $94.2M | 14.73% |
| WELLS FARGO SECURITIES, LLC | $64.7M | 10.12% |
| J.P. Morgan Securities LLC | $29.4M | 4.59% |
| PERSHING LLC | $19.2M | 3.00% |
| BARCLAYS CAPITAL, INC. | $18.2M | 2.85% |
| BNP PARIBAS SECURITIES CORP. | $14.4M | 2.25% |
| CitiGroup Global Markets Inc. | $13.8M | 2.16% |
| SMBC NIKKO SECURITIES AMERICA, INC. | $12.4M | 1.94% |
RBC BlueBay Impact Bond Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| RIBRX | Class R6 | 0.40% | none |
| RIBYX | Class Y | 0.40% | — |
| RIBIX | Class I | 0.45% | none |
| RIBAX | Class A | 0.70% | 3.75% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.