RGABX Fees and Costs — Growth Fund of America, Class R-2
Data updated: 2026-07-29
The net expense ratio is 1.38%: a 0.25% management fee, a 0.75% 12b-1 fee plus 0.38% other expenses. There are no sales loads or redemption fees. In fiscal 2024 the fund paid $26.5M in broker commissions, 0.0103% of average net assets, and portfolio turnover was 28%.
RGABX Fees and Expenses
Annual operating expenses and sales charges of RGABX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.25% |
| 12b-1 fee | 0.75% |
| Other expenses | 0.38% |
| Gross expense ratio | 1.38% |
| Fee waiver | — |
| Net expense ratio | 1.38% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
RGABX Costs Over Time
On $10,000 invested in RGABX, assuming 5% a year before costs, total costs come to $863 over 5 years, cutting the return by 1.46% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.38%) | $145 | $450 | $778 |
| Trading costs (broker commissions) | $1 | $3 | $6 |
| Lost growth on money paid in costs | $0 | $23 | $79 |
| Total costs | $146 | $476 | $863 |
| Value after costs | $10,354 | $11,100 | $11,900 |
| Impact on return, per year | 1.46% | 1.46% | 1.46% |
RGABX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending August 31, 2024.
- Explicit cost rate (commissions ÷ average net assets): 0.0103%
- Total broker commissions: $26.5M
- Bought from dealers (principal trades, not a cost): $2.3B
- Portfolio turnover (prospectus): 28%
- Securities on loan, average value: $235.8M
- Net income from securities lending: $1.4M (0.001% of average net assets)
RGABX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $2.3M | 14.14% |
| Goldman Sachs & Co. LLC | $2.0M | 12.70% |
| Bank of America, N.A. | $1.8M | 11.23% |
| Morgan Stanley & Co. LLC | $1.7M | 10.85% |
| UBS AG | $1.7M | 10.52% |
| Jefferies & Company Inc. | $1.6M | 9.73% |
| Citigroup Global Markets Inc. | $1.4M | 8.90% |
| RBC Capital Markets LLC | $1.3M | 8.17% |
| Sanford Bernstein & Co. LLC | $1.2M | 7.64% |
| Cowen and Company, LLC | $982K | 6.11% |
RGABX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $1.9B | 82.65% |
| Bank of America, N.A. | $113.0M | 4.91% |
| Goldman Sachs & Co. LLC | $108.8M | 4.73% |
| Citigroup Global Markets Inc. | $70.9M | 3.08% |
| Morgan Stanley & Co. LLC | $69.7M | 3.03% |
| UBS AG | $36.8M | 1.60% |
Growth Fund of America Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| GAFFX | Class F-3 | 0.29% | none |
| RGAGX | Class R-6 | 0.29% | none |
| FFAFX | Class 529-F-3 | 0.34% | none |
| RGAFX | Class R-5 | 0.34% | none |
| FAFGX | Class 529-F-2 | 0.38% | none |
| GFFFX | Class F-2 | 0.40% | none |
| RGAHX | Class R-5E | 0.44% | none |
| AGTHX | Class A | 0.59% | 5.75% |
| TFGAX | Class T | 0.60% | 2.50% |
| CGFAX | Class 529-A | 0.62% | 3.50% |
| RGAEX | Class R-4 | 0.63% | none |
| GFAFX | Class F-1 | 0.65% | none |
| TAFFX | Class 529-T | 0.65% | 2.50% |
| CGFFX | Class 529-F-1 | 0.70% | none |
| CGFEX | Class 529-E | 0.87% | none |
| RGACX | Class R-3 | 0.93% | none |
| RGEBX | Class R-2E | 1.08% | none |
| GFACX | Class C | 1.35% | none |
| RGAAX | Class R-1 | 1.37% | none |
| RGABX | Class R-2 | 1.38% | none |
| CGFCX | Class 529-C | 1.39% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.