RBAAX Fees and Costs — American Funds Moderate Growth and Income Portfolio, Class R-1
Data updated: 2026-09-28
The net expense ratio is 1.41%. There are no sales loads or redemption fees. Portfolio turnover was 1%.
RBAAX Fees and Expenses
Annual operating expenses and sales charges of RBAAX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.00% |
| 12b-1 fee | 1.00% |
| Other expenses | 0.07% |
| Gross expense ratio | 1.41% |
| Fee waiver | — |
| Net expense ratio | 1.41% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
RBAAX Costs Over Time
On $10,000 invested in RBAAX, assuming 5% a year before costs, total costs come to $875 over 5 years, cutting the return by 1.48% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.41%) | $148 | $460 | $794 |
| Lost growth on money paid in costs | $0 | $23 | $81 |
| Total costs | $148 | $483 | $875 |
| Value after costs | $10,352 | $11,093 | $11,888 |
| Impact on return, per year | 1.48% | 1.48% | 1.48% |
RBAAX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 1%
- Securities lending: none during the year
American Funds Moderate Growth and Income Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| BLPDX | Class F-3 | 0.35% | none |
| RBAGX | Class R-6 | 0.35% | none |
| CBBGX | Class ABLE-F-2 | 0.37% | none |
| FPPBX | Class 529-F-3 | 0.40% | none |
| RBAFX | Class R-5 | 0.40% | none |
| FBBPX | Class 529-F-2 | 0.44% | none |
| BLPEX | Class F-2 | 0.45% | none |
| RGPFX | Class R-5E | 0.49% | none |
| CBAGX | Class ABLE-A | 0.59% | 3.50% |
| TBBPX | Class T | 0.64% | 2.50% |
| BLPAX | Class A | 0.65% | 5.75% |
| CBAAX | Class 529-A | 0.68% | 3.50% |
| RBAEX | Class R-4 | 0.68% | none |
| TBPBX | Class 529-T | 0.69% | 2.50% |
| BLPFX | Class F-1 | 0.70% | none |
| CBAFX | Class 529-F-1 | 0.75% | none |
| CBAEX | Class 529-E | 0.93% | none |
| RBACX | Class R-3 | 0.98% | none |
| RBBEX | Class R-2E | 1.15% | none |
| BLPCX | Class C | 1.39% | none |
| RBAAX | Class R-1 | 1.41% | none |
| RBABX | Class R-2 | 1.43% | none |
| CBPCX | Class 529-C | 1.44% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.