RAMCX — Short-Term Bond Fund of America
Data updated: 2026-07-29
RAMCX — Short-Term Bond Fund of America. Intermediate Total / Aggregate Bond · $12.93B AUM · 0.92% expense ratio. Holdings, fees, performance and SEC filings.
RAMCX Fund Overview
RAMCX — Short-Term Bond Fund of America is a US mutual fund managed by Short-Term Bond Fund of America, categorised as Intermediate Total / Aggregate Bond. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Short-Term Bond Fund of America
- Category: Intermediate Total / Aggregate Bond
- Assets under management: $12.93B
- 1-year return: 2.9%
- Ticker: RAMCX
- SEC CIK: 0001368040
- SEC series ID: S000013585
- Share class ID: C000036824
RAMCX Holdings
Top 10 holdings of Short-Term Bond Fund of America by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Capital Group Central Cash Fund | 12.21% |
| United States Treasury | 10.07% |
| United States Treasury | 5.89% |
| United States Treasury | 4.82% |
| United States Treasury | 2.52% |
| United States Treasury | 1.93% |
| United States Treasury | 1.87% |
| United States Treasury | 1.41% |
| United States Treasury | 1.11% |
| United States Treasury | 0.92% |
RAMCX Portfolio Allocation
Asset-class allocation of Short-Term Bond Fund of America by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Fixed Income | 49.0% |
| Securitized | 41.5% |
| Cash & Equivalents | 12.2% |
RAMCX Performance
Total returns for RAMCX (as of 2026-09-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | 0.3% |
| 1 year | 2.9% |
| 3 years (annualised) | 3.9% |
| 5 years (annualised) | 1.5% |
RAMCX Risk Information
Risk metrics for RAMCX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 1.2%
RAMCX Costs and Fees
RAMCX costs about $92 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.92%
- Gross expense ratio: 0.92%
- Portfolio turnover: 116%
- Brokerage commissions: 0.00 bps of average net assets (SEC N-CEN)
RAMCX Cashflows
Over the 12 months to 2026-05, Short-Term Bond Fund of America had net inflows of $474.69M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-05 | $102.58M |
| 2026-04 | $152.94M |
| 2026-03 | $71.06M |
| 2026-02 | $88.89M |
| 2026-01 | $162.31M |
| 2025-12 | $25.03M |
RAMCX Debt Constituents
Largest debt holdings of Short-Term Bond Fund of America by percentage of net assets, from the latest SEC N-PORT filing.
| Debt holding | % of net assets |
|---|---|
| United States Treasury | 10.07% |
| United States Treasury | 5.89% |
| United States Treasury | 4.82% |
| United States Treasury | 2.52% |
| United States Treasury | 1.93% |
| United States Treasury | 1.87% |
| United States Treasury | 1.41% |
| United States Treasury | 1.11% |
| United States Treasury | 0.92% |
| United States Treasury | 0.91% |
RAMCX Prospectus and SEC Filings
Official Short-Term Bond Fund of America filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
- Prospectus (485BPOS) — filed 2025-10-31
- Prospectus (485BPOS) — filed 2024-10-31
- Prospectus (485BPOS) — filed 2023-10-31
- Portfolio holdings (N-PORT) — filed 2026-07-29
- Portfolio holdings (N-PORT) — filed 2026-04-27
- Portfolio holdings (N-PORT) — filed 2026-01-29
- Annual census (N-CEN) — filed 2025-11-14
- Annual census (N-CEN) — filed 2024-11-14
Related Funds
Other Intermediate Total / Aggregate Bond funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.