RAITX Performance — American Funds 2050 Target Date Retirement Fund, Class R-1
Data updated: 2026-09-28
RAITX returned +8.55% year to date and +16.78% over one year to Jul 2026. Annualised returns are +15.42% over 3 years and +8.09% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $154, against $146 for the category, and to $117 over one year, against $116. Volatility over the past three years was 11.90% a year. In the 12 months to Jul 2026 the fund took in a net $165.8M, and assets reached $42.43B.
RAITX Growth of $100
What $100 invested in American Funds 2050 Target Date Retirement Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | RAITX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $117 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $154 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $148 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $209 | $186 |
RAITX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +8.55% |
| 1 year | +16.78% |
| 3 years (annualised) | +15.42% |
| 5 years (annualised) | +8.09% |
RAITX Annual Returns
Calendar-year total returns of American Funds 2050 Target Date Retirement Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +8.55% |
| 2025 | +19.17% |
| 2024 | +14.18% |
| 2023 | +19.41% |
| 2022 | −19.77% |
| 2021 | +15.97% |
| 2020 | +18.18% |
| 2019 (Aug–Dec) | +7.64% |
RAITX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.6% | +1.0% | −6.8% | +8.8% | +4.3% | +0.5% | −1.6% | — | — | — | — | — |
| 2025 | +3.7% | −1.1% | −4.0% | +0.8% | +5.7% | +5.0% | +0.7% | +1.9% | +2.6% | +1.7% | +0.9% | +0.3% |
| 2024 | +0.3% | +4.1% | +2.8% | −3.7% | +3.4% | +2.0% | +1.7% | +2.2% | +2.0% | −1.9% | +3.2% | −2.4% |
| 2023 | +6.2% | −2.8% | +2.5% | +1.2% | −0.7% | +4.9% | +2.8% | −2.2% | −4.4% | −2.5% | +8.3% | +5.4% |
| 2022 | −6.3% | −2.7% | +1.2% | −8.2% | +0.5% | −7.9% | +6.2% | −3.5% | −8.1% | +5.6% | +6.8% | −3.7% |
| 2021 | −0.5% | +2.3% | +2.1% | +4.0% | +1.1% | +1.2% | +0.7% | +2.4% | −3.7% | +5.2% | −2.7% | +3.4% |
| 2020 | −0.9% | −6.0% | −11.7% | +10.4% | +5.0% | +2.6% | +4.4% | +5.0% | −2.5% | −2.2% | +10.7% | +4.5% |
| 2019 | — | — | — | — | — | — | — | −1.6% | +0.8% | +2.2% | +3.1% | +3.0% |
RAITX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 11.90%
- 3-year Sharpe ratio: 0.92 (vs 4.5% risk-free rate)
- Best month: +8.84% (Apr 2026)
- Worst month: −6.77% (Mar 2026)
RAITX Fund Flows
Monthly money in and out of American Funds 2050 Target Date Retirement Fund, from SEC Form N-PORT.
- 12-month net flow: $165.8M
- 12-month gross sales (incl. reinvestments): $10.0B
- Sales ÷ redemptions: 1.02×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $629.6M | $804.4M | −$174.8M |
| Jun 2026 | $562.4M | $1.1B | −$502.9M |
| May 2026 | $633.0M | $853.0M | −$220.0M |
| Apr 2026 | $622.3M | $999.2M | −$377.0M |
| Mar 2026 | $727.3M | $1.1B | −$335.6M |
| Feb 2026 | $691.9M | $660.2M | $31.7M |
| Jan 2026 | $919.5M | $906.7M | $12.8M |
| Dec 2025 | $2.9B | $593.7M | $2.3B |
| Nov 2025 | $507.4M | $634.5M | −$127.1M |
| Oct 2025 | $601.8M | $907.8M | −$305.9M |
| Sep 2025 | $577.4M | $643.8M | −$66.5M |
| Aug 2025 | $543.4M | $662.1M | −$118.6M |
RAITX Assets Under Management
Net assets of American Funds 2050 Target Date Retirement Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $42.43B |
| 2026-04-30 | $41.90B |
| 2026-01-31 | $41.47B |
| 2025-10-31 | $39.88B |
| 2025-07-31 | $37.89B |
| 2025-04-30 | $34.08B |
| 2025-01-31 | $35.45B |
| 2024-10-31 | $33.61B |
| 2024-07-31 | $32.39B |
| 2024-04-30 | $29.55B |
| 2024-01-31 | $27.91B |
| 2023-10-31 | $23.67B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.