PTDMX Performance — Principal LifeTime 2040 Fund, Class R-3
Data updated: 2026-09-25
PTDMX returned +6.81% year to date and +13.43% over one year to Jul 2026. Annualised returns are +12.22% over 3 years and +6.05% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $141, against $146 for the category, and to $113 over one year, against $116. Volatility over the past three years was 10.38% a year. In the 12 months to Jul 2026 the fund lost a net $539.9M, and assets reached $4.34B.
PTDMX Growth of $100
What $100 invested in Principal LifeTime 2040 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | PTDMX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $113 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $141 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $134 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $184 | $186 |
PTDMX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +6.81% |
| 1 year | +13.43% |
| 3 years (annualised) | +12.22% |
| 5 years (annualised) | +6.05% |
PTDMX Annual Returns
Calendar-year total returns of Principal LifeTime 2040 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +6.81% |
| 2025 | +14.96% |
| 2024 | +10.87% |
| 2023 | +17.62% |
| 2022 | −18.56% |
| 2021 | +14.74% |
| 2020 | +15.37% |
| 2019 (Aug–Dec) | +6.79% |
PTDMX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.2% | +0.7% | −4.9% | +6.2% | +2.5% | +0.2% | −0.1% | — | — | — | — | — |
| 2025 | +3.2% | −0.1% | −3.4% | −0.1% | +4.1% | +3.7% | +0.7% | +2.3% | +1.9% | +0.7% | +0.9% | +0.2% |
| 2024 | 0.0% | +3.3% | +2.9% | −3.6% | +3.4% | +0.7% | +2.3% | +2.1% | +1.5% | −2.2% | +3.9% | −3.5% |
| 2023 | +6.8% | −2.9% | +1.7% | +1.4% | −1.6% | +5.1% | +2.5% | −2.2% | −4.2% | −2.7% | +8.3% | +5.1% |
| 2022 | −5.0% | −2.9% | +0.7% | −7.4% | +0.5% | −7.4% | +7.1% | −4.0% | −8.5% | +5.5% | +6.7% | −4.0% |
| 2021 | −0.8% | +2.9% | +2.1% | +3.9% | +1.1% | +0.9% | +1.0% | +1.8% | −3.8% | +4.2% | −2.8% | +3.6% |
| 2020 | −0.6% | −5.9% | −13.3% | +10.1% | +4.8% | +2.2% | +4.8% | +4.1% | −2.2% | −1.6% | +10.2% | +4.2% |
| 2019 | — | — | — | — | — | — | — | −1.0% | +1.2% | +1.8% | +2.3% | +2.4% |
PTDMX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 10.38%
- 3-year Sharpe ratio: 0.74 (vs 4.5% risk-free rate)
- Best month: +8.28% (Nov 2023)
- Worst month: −4.89% (Mar 2026)
PTDMX Fund Flows
Monthly money in and out of Principal LifeTime 2040 Fund, from SEC Form N-PORT.
- 12-month net flow: −$539.9M
- 12-month gross sales (incl. reinvestments): $580.3M
- Sales ÷ redemptions: 0.52×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $7.3M | $123.5M | −$116.2M |
| Jun 2026 | $6.6M | $70.8M | −$64.1M |
| May 2026 | $9.6M | $83.9M | −$74.2M |
| Apr 2026 | $10.9M | $202.3M | −$191.4M |
| Mar 2026 | $13.4M | $88.0M | −$74.6M |
| Feb 2026 | $10.7M | $63.2M | −$52.5M |
| Jan 2026 | $138.2M | $155.4M | −$17.3M |
| Dec 2025 | $332.9M | $93.4M | $239.5M |
| Nov 2025 | $14.9M | $19.1M | −$4.2M |
| Oct 2025 | $12.9M | $112.0M | −$99.1M |
| Sep 2025 | $10.0M | $64.2M | −$54.3M |
| Aug 2025 | $13.0M | $44.3M | −$31.3M |
PTDMX Assets Under Management
Net assets of Principal LifeTime 2040 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $4.34B |
| 2026-04-30 | $4.46B |
| 2026-01-31 | $4.71B |
| 2025-10-31 | $4.76B |
| 2025-07-31 | $4.70B |
| 2025-04-30 | $4.49B |
| 2025-01-31 | $4.73B |
| 2024-10-31 | $4.76B |
| 2024-07-31 | $4.73B |
| 2024-04-30 | $4.48B |
| 2024-01-31 | $4.40B |
| 2023-10-31 | $3.94B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.