PTCMX Performance — Principal LifeTime 2030 Fund, Class R-3
Data updated: 2026-09-25
PTCMX returned +4.99% year to date and +10.46% over one year to Jul 2026. Annualised returns are +9.95% over 3 years and +4.43% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $133, against $146 for the category, and to $110 over one year, against $116. Volatility over the past three years was 8.77% a year. In the 12 months to Jul 2026 the fund lost a net $741.1M, and assets reached $4.50B.
PTCMX Growth of $100
What $100 invested in Principal LifeTime 2030 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | PTCMX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $110 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $133 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $124 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $165 | $186 |
PTCMX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +4.99% |
| 1 year | +10.46% |
| 3 years (annualised) | +9.95% |
| 5 years (annualised) | +4.43% |
PTCMX Annual Returns
Calendar-year total returns of Principal LifeTime 2030 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +4.99% |
| 2025 | +12.54% |
| 2024 | +8.49% |
| 2023 | +14.51% |
| 2022 | −17.31% |
| 2021 | +12.13% |
| 2020 | +14.04% |
| 2019 (Aug–Dec) | +6.02% |
PTCMX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.8% | +0.8% | −4.0% | +4.7% | +2.0% | +0.1% | −0.3% | — | — | — | — | — |
| 2025 | +2.5% | +0.4% | −2.5% | +0.1% | +2.9% | +3.0% | +0.5% | +1.9% | +1.7% | +0.7% | +0.8% | +0.1% |
| 2024 | −0.1% | +2.2% | +2.3% | −3.3% | +2.9% | +0.7% | +2.4% | +1.9% | +1.4% | −2.1% | +3.0% | −2.9% |
| 2023 | +5.9% | −2.7% | +1.8% | +1.1% | −1.5% | +3.7% | +2.0% | −1.9% | −3.7% | −2.5% | +7.4% | +4.9% |
| 2022 | −4.3% | −2.5% | +0.1% | −6.5% | +0.5% | −6.2% | +5.9% | −3.6% | −7.4% | +3.8% | +5.8% | −3.2% |
| 2021 | −1.0% | +2.3% | +1.7% | +3.5% | +1.0% | +0.8% | +0.9% | +1.3% | −3.1% | +3.5% | −2.1% | +2.9% |
| 2020 | −0.1% | −4.6% | −11.7% | +8.7% | +4.1% | +2.0% | +4.2% | +3.5% | −2.0% | −1.6% | +8.9% | +3.5% |
| 2019 | — | — | — | — | — | — | — | −0.5% | +1.0% | +1.5% | +1.9% | +2.1% |
PTCMX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 8.77%
- 3-year Sharpe ratio: 0.62 (vs 4.5% risk-free rate)
- Best month: +7.36% (Nov 2023)
- Worst month: −4.05% (Mar 2026)
PTCMX Fund Flows
Monthly money in and out of Principal LifeTime 2030 Fund, from SEC Form N-PORT.
- 12-month net flow: −$741.1M
- 12-month gross sales (incl. reinvestments): $614.1M
- Sales ÷ redemptions: 0.45×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $6.8M | $156.8M | −$150.0M |
| Jun 2026 | $8.6M | $100.3M | −$91.6M |
| May 2026 | $8.7M | $102.5M | −$93.8M |
| Apr 2026 | $12.3M | $249.2M | −$236.9M |
| Mar 2026 | $11.1M | $118.3M | −$107.1M |
| Feb 2026 | $7.7M | $85.6M | −$77.9M |
| Jan 2026 | $166.9M | $173.0M | −$6.0M |
| Dec 2025 | $334.7M | $81.2M | $253.5M |
| Nov 2025 | $9.7M | $48.6M | −$39.0M |
| Oct 2025 | $12.7M | $110.1M | −$97.4M |
| Sep 2025 | $18.5M | $71.7M | −$53.2M |
| Aug 2025 | $16.4M | $58.0M | −$41.6M |
PTCMX Assets Under Management
Net assets of Principal LifeTime 2030 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $4.50B |
| 2026-04-30 | $4.74B |
| 2026-01-31 | $5.10B |
| 2025-10-31 | $5.21B |
| 2025-07-31 | $5.18B |
| 2025-04-30 | $5.07B |
| 2025-01-31 | $5.34B |
| 2024-10-31 | $5.49B |
| 2024-07-31 | $5.52B |
| 2024-04-30 | $5.32B |
| 2024-01-31 | $5.37B |
| 2023-10-31 | $4.89B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.