PTBSX Performance — Principal LifeTime 2020 Fund, Class R-4
Data updated: 2026-09-25
PTBSX returned +18.10% over one year to Oct 2024. Annualised returns are +0.90% over 3 years and +5.14% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $103, against $109 for the category, and to $118 over one year, against $124. Volatility over the past three years was 10.54% a year. In the 12 months to Jul 2026 the fund lost a net $358.4M, and assets reached $1.69B.
PTBSX Growth of $100
What $100 invested in Principal LifeTime 2020 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | PTBSX | Category average |
|---|---|---|
| 1 year (Nov 2023 – Oct 2024) | $118 | $124 |
| 3 years (Nov 2021 – Oct 2024) | $103 | $109 |
| 5 years (Nov 2019 – Oct 2024) | $128 | $144 |
| Since data start (Aug 2019 – Oct 2024) | $131 | $146 |
PTBSX Trailing Returns
Total returns to Oct 2024, from SEC N-PORT.
| Period | Total return |
|---|---|
| 1 year | +18.10% |
| 3 years (annualised) | +0.90% |
| 5 years (annualised) | +5.14% |
PTBSX Annual Returns
Calendar-year total returns of Principal LifeTime 2020 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2024 (Jan–Oct) | +7.13% |
| 2023 | +11.82% |
| 2022 | −14.73% |
| 2021 | +8.74% |
| 2020 | +12.30% |
| 2019 (Aug–Dec) | +4.75% |
PTBSX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.1% | +1.3% | +2.0% | −2.6% | +2.4% | +0.7% | +2.1% | +1.7% | +1.3% | −1.9% | — | — |
| 2023 | +4.8% | −2.4% | +1.8% | +0.9% | −1.4% | +2.7% | +1.5% | −1.4% | −3.0% | −1.9% | +5.9% | +4.1% |
| 2022 | −3.5% | −1.9% | −0.4% | −5.2% | +0.5% | −5.1% | +4.8% | −3.0% | −6.2% | +2.7% | +4.7% | −2.3% |
| 2021 | −0.8% | +1.4% | +1.1% | +2.7% | +0.9% | +0.7% | +0.9% | +1.0% | −2.4% | +2.5% | −1.5% | +2.1% |
| 2020 | +0.4% | −3.2% | −9.1% | +7.0% | +3.3% | +1.7% | +3.4% | +2.7% | −1.5% | −1.1% | +6.6% | +2.7% |
| 2019 | — | — | — | — | — | — | — | −0.1% | +0.6% | +1.1% | +1.4% | +1.6% |
PTBSX Risk
Risk measures from monthly returns over Nov 2021 – Oct 2024.
- 3-year volatility (annualised): 10.54%
- 3-year Sharpe ratio: -0.34 (vs 4.5% risk-free rate)
- Best month: +5.92% (Nov 2023)
- Worst month: −6.21% (Sep 2022)
PTBSX Fund Flows
Monthly money in and out of Principal LifeTime 2020 Fund, from SEC Form N-PORT.
- 12-month net flow: −$358.4M
- 12-month gross sales (incl. reinvestments): $224.4M
- Sales ÷ redemptions: 0.39×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $1.5M | $48.1M | −$46.6M |
| Jun 2026 | $2.6M | $48.0M | −$45.4M |
| May 2026 | $1.9M | $39.7M | −$37.8M |
| Apr 2026 | $3.5M | $70.6M | −$67.0M |
| Mar 2026 | $2.7M | $51.4M | −$48.7M |
| Feb 2026 | $1.9M | $43.3M | −$41.4M |
| Jan 2026 | $69.1M | $76.5M | −$7.5M |
| Dec 2025 | $126.4M | $43.3M | $83.1M |
| Nov 2025 | $3.9M | $26.9M | −$23.0M |
| Oct 2025 | $5.6M | $54.8M | −$49.2M |
| Sep 2025 | $1.7M | $46.9M | −$45.2M |
| Aug 2025 | $3.8M | $33.5M | −$29.8M |
PTBSX Assets Under Management
Net assets of Principal LifeTime 2020 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $1.69B |
| 2026-04-30 | $1.79B |
| 2026-01-31 | $1.93B |
| 2025-10-31 | $2.02B |
| 2025-07-31 | $2.07B |
| 2025-04-30 | $2.08B |
| 2025-01-31 | $2.23B |
| 2024-10-31 | $2.33B |
| 2024-07-31 | $2.39B |
| 2024-04-30 | $2.38B |
| 2024-01-31 | $2.48B |
| 2023-10-31 | $2.34B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.