POMGX Fees and Costs — Putnam Retirement Advantage Maturity Fund, Class A
Data updated: 2026-07-27
The net expense ratio is 0.80% (2.33% before fee waivers). This share class carries a maximum front-end sales load of 4.00% and a deferred sales charge of up to 1.00%. Portfolio turnover was 58%.
POMGX Fees and Expenses
Annual operating expenses and sales charges of POMGX. Prospectus, as of August 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.36% |
| 12b-1 fee | 0.25% |
| Other expenses | 1.28% |
| Gross expense ratio | 2.33% |
| Fee waiver | −1.53% |
| Net expense ratio | 0.80% |
| Sales charges | |
|---|---|
| Max front load | 4.00% |
| Max deferred load | 1.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
POMGX Costs Over Time
On $10,000 invested in POMGX, assuming 5% a year before costs, total costs come to $993 over 5 years, cutting the return by 1.69% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $500 | $400 | $400 |
| Fund expenses (net expense ratio 0.80%) | $81 | $252 | $438 |
| Lost growth on money paid in costs | $20 | $76 | $155 |
| Total costs | $601 | $728 | $993 |
| Value after costs | $9,899 | $10,849 | $11,770 |
| Impact on return, per year | 6.01% | 2.25% | 1.69% |
POMGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending August 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 58%
- Securities lending: none during the year
Putnam Retirement Advantage Maturity Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| PADLX | Class R6 | 0.45% | none |
| PAETX | Class Y | 0.55% | none |
| PAHOX | Class R5 | 0.55% | none |
| PAHNX | Class R4 | 0.70% | none |
| POMGX | Class A | 0.80% | 4.00% |
| PAHMX | Class R3 | 0.95% | none |
| PAKYX | Class R | 1.20% | none |
| PLFGX | Class C | 1.55% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.