PLTFX Performance — Principal LifeTime 2070 Fund, Class R-5
Data updated: 2026-09-25
PLTFX returned +8.93% year to date and +16.64% over one year to Jul 2026. The annualised 3-year return is +14.49%. The fund beat its Target-Date category average: $100 invested three years ago grew to $150, against $146 for the category, and to $117 over one year, against $116. Volatility over the past three years was 11.70% a year. In the 12 months to Jul 2026 the fund took in a net $22.3M, and assets reached $110.46M.
PLTFX Growth of $100
What $100 invested in Principal LifeTime 2070 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | PLTFX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $117 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $150 | $146 |
| Since data start (Feb 2023 – Jul 2026) | $167 | $154 |
PLTFX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +8.93% |
| 1 year | +16.64% |
| 3 years (annualised) | +14.49% |
PLTFX Annual Returns
Calendar-year total returns of Principal LifeTime 2070 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +8.93% |
| 2025 | +17.37% |
| 2024 | +13.00% |
| 2023 (Feb–Dec) | +15.31% |
PLTFX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.6% | +0.6% | −5.6% | +7.7% | +3.2% | +0.2% | +0.3% | — | — | — | — | — |
| 2025 | +3.8% | −0.5% | −4.0% | 0.0% | +5.2% | +4.2% | +1.0% | +2.6% | +2.1% | +0.8% | +1.0% | +0.4% |
| 2024 | +0.1% | +4.0% | +3.3% | −3.9% | +3.7% | +0.7% | +2.4% | +2.3% | +1.6% | −2.1% | +4.5% | −3.9% |
| 2023 | — | 0.0% | +1.7% | +1.6% | −1.7% | +6.2% | +3.0% | −2.4% | −4.4% | −3.0% | +9.0% | +5.4% |
PLTFX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 11.70%
- 3-year Sharpe ratio: 0.85 (vs 4.5% risk-free rate)
- Best month: +8.96% (Nov 2023)
- Worst month: −5.61% (Mar 2026)
PLTFX Fund Flows
Monthly money in and out of Principal LifeTime 2070 Fund, from SEC Form N-PORT.
- 12-month net flow: $22.3M
- 12-month gross sales (incl. reinvestments): $53.3M
- Sales ÷ redemptions: 1.72×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $2.8M | $2.6M | $255K |
| Jun 2026 | $3.0M | $2.5M | $474K |
| May 2026 | $3.0M | $7.3M | −$4.3M |
| Apr 2026 | $5.4M | $5.0M | $458K |
| Mar 2026 | $3.7M | $1.8M | $1.9M |
| Feb 2026 | $4.4M | $936K | $3.4M |
| Jan 2026 | $6.9M | $3.8M | $3.1M |
| Dec 2025 | $5.6M | $2.0M | $3.6M |
| Nov 2025 | $5.6M | $634K | $5.0M |
| Oct 2025 | $5.0M | $2.2M | $2.9M |
| Sep 2025 | $3.6M | $1.1M | $2.5M |
| Aug 2025 | $4.2M | $1.1M | $3.1M |
PLTFX Assets Under Management
Net assets of Principal LifeTime 2070 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $110.46M |
| 2026-04-30 | $110.05M |
| 2026-01-31 | $101.81M |
| 2025-10-31 | $90.74M |
| 2025-07-31 | $77.64M |
| 2025-04-30 | $61.37M |
| 2025-01-31 | $51.24M |
| 2024-10-31 | $44.14M |
| 2024-07-31 | $35.09M |
| 2024-04-30 | $23.22M |
| 2024-01-31 | $15.46M |
| 2023-10-31 | $9.17M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.