PLJIX Performance — Principal LifeTime 2065 Fund, Institutional Class
Data updated: 2026-09-25
PLJIX returned +9.12% year to date and +16.98% over one year to Jul 2026. Annualised returns are +14.82% over 3 years and +8.07% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $151, against $146 for the category, and to $117 over one year, against $116. Volatility over the past three years was 11.69% a year. In the 12 months to Jul 2026 the fund took in a net $4.0M, and assets reached $290.92M.
PLJIX Growth of $100
What $100 invested in Principal LifeTime 2065 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | PLJIX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $117 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $151 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $147 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $212 | $186 |
PLJIX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +9.12% |
| 1 year | +16.98% |
| 3 years (annualised) | +14.82% |
| 5 years (annualised) | +8.07% |
PLJIX Annual Returns
Calendar-year total returns of Principal LifeTime 2065 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +9.12% |
| 2025 | +17.73% |
| 2024 | +13.25% |
| 2023 | +20.32% |
| 2022 | −18.83% |
| 2021 | +18.22% |
| 2020 | +16.85% |
| 2019 (Aug–Dec) | +7.82% |
PLJIX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.7% | +0.7% | −5.6% | +7.7% | +3.2% | +0.2% | +0.4% | — | — | — | — | — |
| 2025 | +3.9% | −0.5% | −4.0% | 0.0% | +5.2% | +4.2% | +1.0% | +2.6% | +2.2% | +0.9% | +1.0% | +0.4% |
| 2024 | +0.1% | +4.0% | +3.4% | −3.8% | +3.8% | +0.7% | +2.4% | +2.3% | +1.6% | −2.1% | +4.5% | −3.9% |
| 2023 | +7.5% | −3.0% | +1.7% | +1.4% | −1.6% | +6.0% | +3.0% | −2.5% | −4.4% | −2.8% | +9.0% | +5.3% |
| 2022 | −5.4% | −3.1% | +1.2% | −7.9% | +0.6% | −8.1% | +7.8% | −4.1% | −9.0% | +6.8% | +7.2% | −4.5% |
| 2021 | −0.9% | +3.8% | +2.6% | +4.5% | +1.3% | +1.0% | +1.0% | +2.1% | −4.2% | +5.0% | −3.0% | +4.2% |
| 2020 | −1.0% | −7.1% | −15.2% | +11.4% | +5.6% | +2.5% | +5.2% | +5.0% | −2.5% | −1.7% | +11.9% | +4.9% |
| 2019 | — | — | — | — | — | — | — | −1.5% | +1.5% | +2.1% | +2.8% | +2.8% |
PLJIX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 11.69%
- 3-year Sharpe ratio: 0.88 (vs 4.5% risk-free rate)
- Best month: +8.99% (Nov 2023)
- Worst month: −5.61% (Mar 2026)
PLJIX Fund Flows
Monthly money in and out of Principal LifeTime 2065 Fund, from SEC Form N-PORT.
- 12-month net flow: $4.0M
- 12-month gross sales (incl. reinvestments): $83.8M
- Sales ÷ redemptions: 1.05×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $3.7M | $8.4M | −$4.7M |
| Jun 2026 | $3.6M | $4.6M | −$1.0M |
| May 2026 | $3.9M | $4.3M | −$390K |
| Apr 2026 | $4.8M | $19.2M | −$14.5M |
| Mar 2026 | $5.9M | $10.6M | −$4.7M |
| Feb 2026 | $6.4M | $4.0M | $2.5M |
| Jan 2026 | $10.1M | $12.5M | −$2.5M |
| Dec 2025 | $21.8M | $2.8M | $19.0M |
| Nov 2025 | $6.1M | $747K | $5.3M |
| Oct 2025 | $5.7M | $7.7M | −$2.1M |
| Sep 2025 | $6.4M | $3.0M | $3.3M |
| Aug 2025 | $5.6M | $1.8M | $3.8M |
PLJIX Assets Under Management
Net assets of Principal LifeTime 2065 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $290.92M |
| 2026-04-30 | $286.25M |
| 2026-01-31 | $297.14M |
| 2025-10-31 | $282.64M |
| 2025-07-31 | $262.35M |
| 2025-04-30 | $233.65M |
| 2025-01-31 | $232.51M |
| 2024-10-31 | $223.19M |
| 2024-07-31 | $207.68M |
| 2024-04-30 | $186.38M |
| 2024-01-31 | $167.64M |
| 2023-10-31 | $140.85M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.