PLAIX Fees and Costs — Principal LifeTime Strategic Income Fund, Class R-1
Data updated: 2026-09-25
The net expense ratio is 1.39%. There are no sales loads or redemption fees. Portfolio turnover was 24%.
PLAIX Fees and Expenses
Annual operating expenses and sales charges of PLAIX. Prospectus, as of February 29, 2024.
| Annual operating expenses | |
|---|---|
| Management fee | 0.00% |
| 12b-1 fee | 0.35% |
| Other expenses | 0.54% |
| Gross expense ratio | 1.39% |
| Fee waiver | — |
| Net expense ratio | 1.39% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
PLAIX Costs Over Time
On $10,000 invested in PLAIX, assuming 5% a year before costs, total costs come to $863 over 5 years, cutting the return by 1.46% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.39%) | $146 | $454 | $783 |
| Lost growth on money paid in costs | $0 | $23 | $79 |
| Total costs | $146 | $476 | $863 |
| Value after costs | $10,354 | $11,100 | $11,900 |
| Impact on return, per year | 1.46% | 1.46% | 1.46% |
PLAIX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $455.9M
- Portfolio turnover (prospectus): 24%
- Securities lending: none during the year
Principal LifeTime Strategic Income Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| PLSIX | Institutional Class | 0.46% | none |
| PLSJX | Class J | 0.64% | none |
| PLSPX | Class R-5 | 0.73% | none |
| PALTX | Class A | 0.84% | 3.75% |
| PLSMX | Class R-3 | 1.04% | none |
| PLAIX | Class R-1 | 1.39% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.