PHTYX Performance — Principal LifeTime Hybrid 2045 Fund, Institutional Class
Data updated: 2026-09-25
PHTYX returned +9.38% year to date and +19.13% over one year to Jul 2026. Annualised returns are +15.47% over 3 years and +8.82% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $154, against $146 for the category, and to $119 over one year, against $116. Volatility over the past three years was 11.18% a year. In the 12 months to Jul 2026 the fund took in a net $132.7M, and assets reached $809.60M.
PHTYX Growth of $100
What $100 invested in Principal LifeTime Hybrid 2045 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | PHTYX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $119 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $154 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $153 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $214 | $186 |
PHTYX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +9.38% |
| 1 year | +19.13% |
| 3 years (annualised) | +15.47% |
| 5 years (annualised) | +8.82% |
PHTYX Annual Returns
Calendar-year total returns of Principal LifeTime Hybrid 2045 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +9.38% |
| 2025 | +18.53% |
| 2024 | +14.81% |
| 2023 | +19.37% |
| 2022 | −18.27% |
| 2021 | +18.39% |
| 2020 | +15.75% |
| 2019 (Aug–Dec) | +7.63% |
PHTYX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.7% | +1.1% | −5.1% | +7.2% | +3.5% | +0.3% | −0.3% | — | — | — | — | — |
| 2025 | +2.9% | −0.2% | −3.9% | −0.2% | +5.0% | +4.1% | +1.0% | +2.7% | +3.2% | +1.4% | +0.8% | +0.6% |
| 2024 | +0.1% | +4.3% | +3.3% | −3.7% | +4.4% | +1.1% | +2.3% | +1.9% | +1.8% | −2.2% | +4.0% | −2.9% |
| 2023 | +7.0% | −2.6% | +2.0% | +1.0% | −1.1% | +5.6% | +2.8% | −2.4% | −4.4% | −2.8% | +8.3% | +5.3% |
| 2022 | −5.2% | −2.6% | +1.6% | −7.7% | +0.3% | −8.1% | +7.9% | −4.0% | −8.7% | +6.6% | +6.7% | −4.7% |
| 2021 | −0.2% | +2.5% | +3.0% | +3.9% | +1.1% | +0.8% | +1.0% | +2.1% | −3.9% | +4.7% | −2.1% | +4.4% |
| 2020 | −0.6% | −6.3% | −12.9% | +9.9% | +4.2% | +2.4% | +5.1% | +4.7% | −2.4% | −1.6% | +10.1% | +4.5% |
| 2019 | — | — | — | — | — | — | — | −1.4% | +1.7% | +2.0% | +2.2% | +2.8% |
PHTYX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 11.18%
- 3-year Sharpe ratio: 0.98 (vs 4.5% risk-free rate)
- Best month: +8.31% (Nov 2023)
- Worst month: −5.10% (Mar 2026)
PHTYX Fund Flows
Monthly money in and out of Principal LifeTime Hybrid 2045 Fund, from SEC Form N-PORT.
- 12-month net flow: $132.7M
- 12-month gross sales (incl. reinvestments): $218.0M
- Sales ÷ redemptions: 2.56×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $28.2M | $7.5M | $20.7M |
| Jun 2026 | $20.1M | $7.6M | $12.5M |
| May 2026 | $10.8M | $6.7M | $4.1M |
| Apr 2026 | $15.9M | $6.9M | $9.0M |
| Mar 2026 | $13.4M | $7.2M | $6.2M |
| Feb 2026 | $18.7M | $6.1M | $12.6M |
| Jan 2026 | $29.2M | $7.7M | $21.5M |
| Dec 2025 | $34.8M | $3.8M | $30.9M |
| Nov 2025 | $14.0M | $4.9M | $9.0M |
| Oct 2025 | $11.7M | $8.0M | $3.8M |
| Sep 2025 | $10.6M | $10.0M | $608K |
| Aug 2025 | $10.6M | $8.8M | $1.8M |
PHTYX Assets Under Management
Net assets of Principal LifeTime Hybrid 2045 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $809.60M |
| 2026-04-30 | $745.64M |
| 2026-01-31 | $697.38M |
| 2025-10-31 | $640.60M |
| 2025-07-31 | $590.07M |
| 2025-04-30 | $518.75M |
| 2025-01-31 | $519.48M |
| 2024-10-31 | $483.32M |
| 2024-07-31 | $460.09M |
| 2024-04-30 | $414.17M |
| 2024-01-31 | $392.85M |
| 2023-10-31 | $329.81M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.