PCJRX Performance — Putnam Sustainable Retirement 2065 Fund, Class C
Data updated: 2026-10-13
PCJRX returned +6.29% year to date and +12.69% over one year to Jul 2026. Annualised returns are +13.71% over 3 years and +7.89% over 5 years. Against its Target-Date category average the fund came out ahead over three years but behind over one: $100 invested three years ago grew to $147, against $146 for the category, and to $113 over one year, against $116. Volatility over the past three years was 13.03% a year. In the 12 months to Jul 2026 the fund took in a net $1.1M, and assets reached $2.13M.
PCJRX Growth of $100
What $100 invested in Putnam Sustainable Retirement 2065 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | PCJRX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $113 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $147 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $146 | $142 |
| Since data start (Nov 2020 – Jul 2026) | $165 | $168 |
PCJRX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +6.29% |
| 1 year | +12.69% |
| 3 years (annualised) | +13.71% |
| 5 years (annualised) | +7.89% |
PCJRX Annual Returns
Calendar-year total returns of Putnam Sustainable Retirement 2065 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +6.29% |
| 2025 | +13.50% |
| 2024 | +24.13% |
| 2023 | +12.91% |
| 2022 | −13.88% |
| 2021 (Feb–Dec) | +13.66% |
| 2020 (Nov–Nov) | −0.30% |
PCJRX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.1% | −0.1% | −5.2% | +8.5% | +3.9% | +0.4% | −0.9% | — | — | — | — | — |
| 2025 | +4.6% | −3.1% | −5.6% | +1.0% | +5.7% | +3.7% | +1.1% | +1.0% | +2.8% | +1.8% | +0.7% | −0.3% |
| 2024 | +10.0% | −4.3% | +3.2% | +5.4% | +0.7% | +1.7% | +5.3% | −2.7% | +1.9% | +2.0% | +4.0% | −4.6% |
| 2023 | +5.9% | +0.5% | +2.8% | −2.8% | +2.3% | +4.9% | +0.6% | −2.1% | −5.0% | −1.7% | +1.9% | +5.2% |
| 2022 | −1.7% | −7.4% | +2.0% | −2.5% | +7.0% | −7.8% | +0.2% | +6.3% | −7.9% | −3.1% | +6.3% | −4.7% |
| 2021 | — | +3.7% | +2.5% | +2.3% | +0.7% | +1.9% | +1.4% | +4.3% | −4.5% | +2.5% | −4.9% | +3.3% |
| 2020 | — | — | — | — | — | — | — | — | — | — | −0.3% | — |
PCJRX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 13.03%
- 3-year Sharpe ratio: 0.71 (vs 4.5% risk-free rate)
- Best month: +10.03% (Jan 2024)
- Worst month: −5.57% (Mar 2025)
PCJRX Fund Flows
Monthly money in and out of Putnam Sustainable Retirement 2065 Fund, from SEC Form N-PORT.
- 12-month net flow: $1.1M
- 12-month gross sales (incl. reinvestments): $1.3M
- Sales ÷ redemptions: 4.63×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $21K | $11K | $10K |
| Jun 2026 | $50K | $27K | $23K |
| May 2026 | $23K | $6K | $17K |
| Apr 2026 | $23K | $7K | $16K |
| Mar 2026 | $404K | $7K | $397K |
| Feb 2026 | $31K | $3K | $28K |
| Jan 2026 | $403K | $35K | $369K |
| Dec 2025 | $139K | $33K | $106K |
| Nov 2025 | $19K | $624 | $19K |
| Oct 2025 | $25K | $9K | $15K |
| Sep 2025 | $45K | $11K | $33K |
| Aug 2025 | $162K | $140K | $22K |
PCJRX Assets Under Management
Net assets of Putnam Sustainable Retirement 2065 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $2.13M |
| 2026-04-30 | $2.01M |
| 2026-01-31 | $1.48M |
| 2025-10-31 | $1.09M |
| 2025-07-31 | $957.63K |
| 2025-04-30 | $922.62K |
| 2025-01-31 | $939.10K |
| 2024-10-31 | $952.77K |
| 2024-07-31 | $952.15K |
| 2024-04-30 | $828.07K |
| 2024-01-31 | $896.33K |
| 2023-10-31 | $718.42K |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.