OTRGX Fees and Costs — OnTrack Core Fund, Advisor Class
Data updated: 2026-08-14
The net expense ratio is 3.46%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $7K in broker commissions, 0.0291% of average net assets, and portfolio turnover was 359%.
OTRGX Fees and Expenses
Annual operating expenses and sales charges of OTRGX. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 2.50% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.04% |
| Gross expense ratio | 3.46% |
| Fee waiver | — |
| Net expense ratio | 3.46% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
OTRGX Costs Over Time
On $10,000 invested in OTRGX, assuming 5% a year before costs, total costs come to $2,076 over 5 years, cutting the return by 3.66% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 3.46%) | $363 | $1,105 | $1,866 |
| Trading costs (broker commissions) | $3 | $9 | $16 |
| Lost growth on money paid in costs | $0 | $56 | $195 |
| Total costs | $366 | $1,170 | $2,076 |
| Value after costs | $10,134 | $10,406 | $10,686 |
| Impact on return, per year | 3.66% | 3.66% | 3.66% |
OTRGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0291%
- Total broker commissions: $7K
- Bought from dealers (principal trades, not a cost): $67.4M
- Portfolio turnover (prospectus): 359%
- Securities lending: none during the year
OTRGX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Ceros Finacial Services, Inc. | $7K | 100.00% |
OTRGX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Ceros Finacial Services, Inc. | $67.4M | 100.00% |
OnTrack Core Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| OTRFX | Investor Class | 3.29% | — |
| OTRGX | Advisor Class | 3.46% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.