NOIGX Fees and Costs — International Equity Fund
Data updated: 2026-08-28
The net expense ratio is 0.50%: a 0.47% management fee plus 0.16% other expenses, less a 0.13% fee waiver. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $67K in broker commissions, 0.0408% of average net assets, and portfolio turnover was 65%.
NOIGX Fees and Expenses
Annual operating expenses and sales charges of NOIGX. Prospectus, as of March 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.47% |
| 12b-1 fee | — |
| Other expenses | 0.16% |
| Gross expense ratio | 0.63% |
| Fee waiver | −0.13% |
| Net expense ratio | 0.50% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
NOIGX Costs Over Time
On $10,000 invested in NOIGX, assuming 5% a year before costs, total costs come to $341 over 5 years, cutting the return by 0.57% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.50%) | $52 | $165 | $287 |
| Trading costs (broker commissions) | $4 | $13 | $23 |
| Lost growth on money paid in costs | $0 | $9 | $31 |
| Total costs | $57 | $187 | $341 |
| Value after costs | $10,443 | $11,389 | $12,421 |
| Impact on return, per year | 0.57% | 0.57% | 0.57% |
NOIGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0408%
- Total broker commissions: $67K
- Bought from dealers (principal trades, not a cost): $61.1M
- Portfolio turnover (prospectus): 65%
- Securities on loan, average value: $217K
- Net income from securities lending: $733 (0.000% of average net assets)
NOIGX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| UBS AG | $16K | 28.66% |
| GOLDMAN SACHS & CO. LLC | $9K | 16.13% |
| Virtu Europe Trading Limited | $7K | 12.73% |
| HSBC SECURITIES (USA) INC. | $7K | 12.22% |
| MACQUARIE BANK LIMITED | $4K | 7.01% |
| BERNSTEIN AUTONOMOUS LLP | $3K | 5.84% |
| MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED | $3K | 4.94% |
| BARCLAYS CAPITAL INC. | $3K | 4.58% |
| BANK OF AMERICA CORPORATION | $2K | 4.34% |
| Citibank, National Association | $2K | 3.55% |
NOIGX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| The Northern Trust Company | $61.1M | 100.00% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.