NDARX Fees and Costs — American Funds Retirement Income Portfolio - Enhanced, Class A
Data updated: 2026-09-28
The net expense ratio is 0.61%. This share class carries a maximum front-end sales load of 5.75% and a deferred sales charge of up to 1.00%. Portfolio turnover was 4%.
NDARX Fees and Expenses
Annual operating expenses and sales charges of NDARX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.00% |
| 12b-1 fee | 0.27% |
| Other expenses | 0.04% |
| Gross expense ratio | 0.61% |
| Fee waiver | — |
| Net expense ratio | 0.61% |
| Sales charges | |
|---|---|
| Max front load | 5.75% |
| Max deferred load | 1.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
NDARX Costs Over Time
On $10,000 invested in NDARX, assuming 5% a year before costs, total costs come to $1,096 over 5 years, cutting the return by 1.87% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $673 | $575 | $575 |
| Fund expenses (net expense ratio 0.61%) | $60 | $189 | $329 |
| Lost growth on money paid in costs | $29 | $100 | $192 |
| Total costs | $762 | $864 | $1,096 |
| Value after costs | $9,738 | $10,712 | $11,667 |
| Impact on return, per year | 7.62% | 2.68% | 1.87% |
NDARX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 4%
- Securities lending: none during the year
American Funds Retirement Income Portfolio - Enhanced Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| FIEWX | Class F-3 | 0.32% | none |
| RVRPX | Class R-6 | 0.32% | none |
| RXRPX | Class R-5 | 0.38% | none |
| FGFWX | Class F-2 | 0.41% | none |
| RRQPX | Class R-5E | 0.45% | none |
| RPRPX | Class R-4 | 0.57% | none |
| TAFEX | Class T | 0.58% | 2.50% |
| NDARX | Class A | 0.61% | 5.75% |
| FCFWX | Class F-1 | 0.67% | none |
| RLRPX | Class R-3 | 0.90% | none |
| RIRPX | Class R-2E | 1.11% | none |
| RFRPX | Class R-2 | 1.14% | none |
| NDCRX | Class C | 1.34% | none |
| RCRPX | Class R-1 | 1.34% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.