MMKZX Performance — MassMutual RetireSMART by JPMorgan 2045 Fund, Class R4
Data updated: 2025-02-28
MMKZX returned +12.05% over one year to Dec 2024. Annualised returns are +3.15% over 3 years and +7.76% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $110, against $109 for the category, and to $112 over one year, against $111. Volatility over the past three years was 15.50% a year. In the 12 months to Dec 2024 the fund lost a net $15.8M, and assets reached $113.44M.
MMKZX Growth of $100
What $100 invested in MassMutual RetireSMART by JPMorgan 2045 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | MMKZX | Category average |
|---|---|---|
| 1 year (Jan 2024 – Dec 2024) | $112 | $111 |
| 3 years (Jan 2022 – Dec 2024) | $110 | $109 |
| 5 years (Jan 2020 – Dec 2024) | $145 | $139 |
| Since data start (Jul 2019 – Dec 2024) | $157 | $147 |
MMKZX Trailing Returns
Total returns to Dec 2024, from SEC N-PORT.
| Period | Total return |
|---|---|
| 1 year | +12.05% |
| 3 years (annualised) | +3.15% |
| 5 years (annualised) | +7.76% |
MMKZX Annual Returns
Calendar-year total returns of MassMutual RetireSMART by JPMorgan 2045 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2024 | +12.05% |
| 2023 | +18.48% |
| 2022 | −17.33% |
| 2021 | +17.68% |
| 2020 | +12.48% |
| 2019 (Jul–Dec) | +8.11% |
MMKZX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +2.9% | +3.6% | −0.3% | +1.0% | +3.8% | −3.7% | +1.9% | +2.4% | +2.4% | −3.3% | +3.5% | −2.4% |
| 2023 | +2.2% | −2.8% | +7.2% | +5.3% | −1.6% | +1.3% | −4.3% | −2.8% | +3.1% | +5.1% | +8.2% | −2.8% |
| 2022 | +0.9% | −2.8% | −4.1% | −7.7% | +0.4% | −7.1% | −8.8% | −3.7% | +6.2% | −3.8% | +7.9% | +5.6% |
| 2021 | +2.9% | +3.3% | −0.9% | +0.5% | +1.9% | +4.3% | −3.7% | +1.9% | +0.5% | +4.5% | −3.0% | +4.7% |
| 2020 | −15.1% | −6.9% | −1.7% | +3.0% | +4.4% | +9.5% | −2.9% | +4.7% | +4.7% | +4.6% | +12.6% | −2.0% |
| 2019 | — | — | — | — | — | — | +1.6% | −1.4% | +0.2% | +2.9% | +2.4% | +2.2% |
MMKZX Risk
Risk measures from monthly returns over Jan 2022 – Dec 2024.
- 3-year volatility (annualised): 15.50%
- 3-year Sharpe ratio: -0.09 (vs 4.5% risk-free rate)
- Best month: +8.25% (Nov 2023)
- Worst month: −8.83% (Jul 2022)
MMKZX Fund Flows
Monthly money in and out of MassMutual RetireSMART by JPMorgan 2045 Fund, from SEC Form N-PORT.
- 12-month net flow: −$15.8M
- 12-month gross sales (incl. reinvestments): $35.3M
- Sales ÷ redemptions: 0.69×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Dec 2024 | $2.4M | $3.6M | −$1.2M |
| Nov 2024 | $2.2M | $7.9M | −$5.7M |
| Oct 2024 | $10.5M | $5.2M | $5.3M |
| Sep 2024 | $2.9M | $2.7M | $231K |
| Aug 2024 | $3.1M | $2.7M | $421K |
| Jul 2024 | $1.4M | $4.0M | −$2.6M |
| Jun 2024 | $1.8M | $3.8M | −$2.0M |
| May 2024 | $2.6M | $1.9M | $708K |
| Apr 2024 | $1.6M | $10.4M | −$8.8M |
| Mar 2024 | $2.4M | $2.3M | $171K |
| Feb 2024 | $1.9M | $1.7M | $230K |
| Jan 2024 | $2.3M | $4.9M | −$2.6M |
MMKZX Assets Under Management
Net assets of MassMutual RetireSMART by JPMorgan 2045 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2024-12-31 | $113.44M |
| 2024-09-30 | $126.56M |
| 2024-06-30 | $120.40M |
| 2024-03-31 | $129.11M |
| 2023-12-31 | $123.48M |
| 2023-09-30 | $112.46M |
| 2023-06-30 | $118.41M |
| 2023-03-31 | $115.05M |
| 2022-12-31 | $107.86M |
| 2022-09-30 | $101.07M |
| 2022-06-30 | $107.09M |
| 2022-03-31 | $121.83M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.