LTRGX Performance — Principal LifeTime 2045 Fund, Class R-1
Data updated: 2026-09-25
LTRGX returned +27.13% over one year to Oct 2024. Annualised returns are +2.35% over 3 years and +8.28% over 5 years. Against its Target-Date category average the fund came out behind over three years but ahead over one: $100 invested three years ago grew to $107, against $109 for the category, and to $127 over one year, against $124. Volatility over the past three years was 16.04% a year. In the 12 months to Jul 2026 the fund lost a net $243.6M, and assets reached $1.58B.
LTRGX Growth of $100
What $100 invested in Principal LifeTime 2045 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | LTRGX | Category average |
|---|---|---|
| 1 year (Nov 2023 – Oct 2024) | $127 | $124 |
| 3 years (Nov 2021 – Oct 2024) | $107 | $109 |
| 5 years (Nov 2019 – Oct 2024) | $149 | $144 |
| Since data start (Aug 2019 – Oct 2024) | $152 | $146 |
LTRGX Trailing Returns
Total returns to Oct 2024, from SEC N-PORT.
| Period | Total return |
|---|---|
| 1 year | +27.13% |
| 3 years (annualised) | +2.35% |
| 5 years (annualised) | +8.28% |
LTRGX Annual Returns
Calendar-year total returns of Principal LifeTime 2045 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2024 (Jan–Oct) | +11.25% |
| 2023 | +18.53% |
| 2022 | −19.28% |
| 2021 | +15.53% |
| 2020 | +15.34% |
| 2019 (Aug–Dec) | +6.87% |
LTRGX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.0% | +3.6% | +3.1% | −3.8% | +3.5% | +0.7% | +2.3% | +2.2% | +1.5% | −2.2% | — | — |
| 2023 | +7.2% | −3.0% | +1.6% | +1.3% | −1.7% | +5.6% | +2.7% | −2.3% | −4.4% | −2.8% | +8.6% | +5.3% |
| 2022 | −5.3% | −3.1% | +1.0% | −7.9% | +0.6% | −7.9% | +7.4% | −4.1% | −8.9% | +6.3% | +6.9% | −4.4% |
| 2021 | −0.9% | +3.3% | +2.2% | +4.1% | +1.1% | +0.9% | +0.9% | +1.9% | −3.9% | +4.5% | −3.1% | +3.9% |
| 2020 | −0.7% | −6.4% | −14.1% | +10.5% | +5.1% | +2.2% | +5.0% | +4.4% | −2.4% | −1.7% | +10.7% | +4.4% |
| 2019 | — | — | — | — | — | — | — | −1.2% | +1.2% | +1.8% | +2.5% | +2.4% |
LTRGX Risk
Risk measures from monthly returns over Nov 2021 – Oct 2024.
- 3-year volatility (annualised): 16.04%
- 3-year Sharpe ratio: -0.13 (vs 4.5% risk-free rate)
- Best month: +8.55% (Nov 2023)
- Worst month: −8.93% (Sep 2022)
LTRGX Fund Flows
Monthly money in and out of Principal LifeTime 2045 Fund, from SEC Form N-PORT.
- 12-month net flow: −$243.6M
- 12-month gross sales (incl. reinvestments): $257.3M
- Sales ÷ redemptions: 0.51×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $4.1M | $62.1M | −$58.0M |
| Jun 2026 | $7.5M | $21.7M | −$14.2M |
| May 2026 | $7.5M | $26.1M | −$18.6M |
| Apr 2026 | $7.1M | $128.1M | −$120.9M |
| Mar 2026 | $10.4M | $47.7M | −$37.3M |
| Feb 2026 | $10.7M | $20.2M | −$9.5M |
| Jan 2026 | $48.5M | $79.5M | −$31.1M |
| Dec 2025 | $121.9M | $32.7M | $89.1M |
| Nov 2025 | $8.0M | $12.5M | −$4.5M |
| Oct 2025 | $7.5M | $41.7M | −$34.2M |
| Sep 2025 | $12.2M | $16.9M | −$4.7M |
| Aug 2025 | $11.8M | $11.6M | $171K |
LTRGX Assets Under Management
Net assets of Principal LifeTime 2045 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $1.58B |
| 2026-04-30 | $1.62B |
| 2026-01-31 | $1.76B |
| 2025-10-31 | $1.79B |
| 2025-07-31 | $1.74B |
| 2025-04-30 | $1.64B |
| 2025-01-31 | $1.70B |
| 2024-10-31 | $1.68B |
| 2024-07-31 | $1.67B |
| 2024-04-30 | $1.57B |
| 2024-01-31 | $1.50B |
| 2023-10-31 | $1.32B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.