LTFIX Performance — Principal LifeTime 2055 Fund, Institutional Class
Data updated: 2026-09-25
LTFIX returned +9.11% year to date and +17.04% over one year to Jul 2026. Annualised returns are +14.87% over 3 years and +8.08% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $152, against $146 for the category, and to $117 over one year, against $116. Volatility over the past three years was 11.70% a year. In the 12 months to Jul 2026 the fund lost a net $118.3M, and assets reached $1.13B.
LTFIX Growth of $100
What $100 invested in Principal LifeTime 2055 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | LTFIX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $117 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $152 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $147 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $210 | $186 |
LTFIX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +9.11% |
| 1 year | +17.04% |
| 3 years (annualised) | +14.87% |
| 5 years (annualised) | +8.08% |
LTFIX Annual Returns
Calendar-year total returns of Principal LifeTime 2055 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +9.11% |
| 2025 | +17.76% |
| 2024 | +13.34% |
| 2023 | +20.37% |
| 2022 | −18.86% |
| 2021 | +17.76% |
| 2020 | +16.47% |
| 2019 (Aug–Dec) | +7.67% |
LTFIX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.7% | +0.7% | −5.6% | +7.8% | +3.2% | +0.3% | +0.3% | — | — | — | — | — |
| 2025 | +3.8% | −0.5% | −4.0% | −0.1% | +5.2% | +4.2% | +1.0% | +2.6% | +2.2% | +0.9% | +1.0% | +0.4% |
| 2024 | +0.1% | +4.1% | +3.4% | −3.8% | +3.7% | +0.8% | +2.4% | +2.3% | +1.7% | −2.1% | +4.4% | −3.8% |
| 2023 | +7.5% | −2.9% | +1.7% | +1.5% | −1.7% | +6.0% | +3.0% | −2.4% | −4.4% | −2.8% | +9.0% | +5.3% |
| 2022 | −5.4% | −3.1% | +1.2% | −7.9% | +0.7% | −8.1% | +7.8% | −4.1% | −9.1% | +6.8% | +7.2% | −4.5% |
| 2021 | −0.9% | +3.6% | +2.6% | +4.4% | +1.2% | +1.0% | +1.0% | +2.1% | −4.1% | +4.8% | −3.1% | +4.2% |
| 2020 | −0.9% | −6.9% | −14.9% | +11.2% | +5.3% | +2.4% | +5.2% | +4.8% | −2.4% | −1.7% | +11.6% | +4.8% |
| 2019 | — | — | — | — | — | — | — | −1.4% | +1.4% | +2.0% | +2.7% | +2.7% |
LTFIX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 11.70%
- 3-year Sharpe ratio: 0.89 (vs 4.5% risk-free rate)
- Best month: +8.98% (Nov 2023)
- Worst month: −5.64% (Mar 2026)
LTFIX Fund Flows
Monthly money in and out of Principal LifeTime 2055 Fund, from SEC Form N-PORT.
- 12-month net flow: −$118.3M
- 12-month gross sales (incl. reinvestments): $198.4M
- Sales ÷ redemptions: 0.63×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $4.1M | $39.7M | −$35.6M |
| Jun 2026 | $4.7M | $17.8M | −$13.2M |
| May 2026 | $7.3M | $21.5M | −$14.2M |
| Apr 2026 | $7.4M | $70.1M | −$62.8M |
| Mar 2026 | $9.5M | $32.9M | −$23.4M |
| Feb 2026 | $10.3M | $14.7M | −$4.4M |
| Jan 2026 | $32.3M | $53.1M | −$20.8M |
| Dec 2025 | $85.0M | $15.5M | $69.5M |
| Nov 2025 | $7.9M | $5.8M | $2.2M |
| Oct 2025 | $9.4M | $26.4M | −$17.0M |
| Sep 2025 | $8.2M | $13.1M | −$4.9M |
| Aug 2025 | $12.3M | $6.1M | $6.3M |
LTFIX Assets Under Management
Net assets of Principal LifeTime 2055 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $1.13B |
| 2026-04-30 | $1.15B |
| 2026-01-31 | $1.21B |
| 2025-10-31 | $1.21B |
| 2025-07-31 | $1.16B |
| 2025-04-30 | $1.09B |
| 2025-01-31 | $1.13B |
| 2024-10-31 | $1.13B |
| 2024-07-31 | $1.10B |
| 2024-04-30 | $1.02B |
| 2024-01-31 | $963.58M |
| 2023-10-31 | $840.62M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.