JTTUX Fees and Costs — JPMorgan SmartRetirement Blend 2055 Fund, Class R3
Data updated: 2026-09-11
The net expense ratio is 0.67% (0.86% before fee waivers). There are no sales loads or redemption fees. In fiscal 2026 the fund paid $39K in broker commissions, 0.0026% of average net assets, and portfolio turnover was 22%.
JTTUX Fees and Expenses
Annual operating expenses and sales charges of JTTUX. Prospectus, as of June 30, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.15% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.36% |
| Gross expense ratio | 0.86% |
| Fee waiver | −0.19% |
| Net expense ratio | 0.67% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
JTTUX Costs Over Time
On $10,000 invested in JTTUX, assuming 5% a year before costs, total costs come to $423 over 5 years, cutting the return by 0.71% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.67%) | $70 | $220 | $383 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $11 | $39 |
| Total costs | $71 | $232 | $423 |
| Value after costs | $10,429 | $11,344 | $12,339 |
| Impact on return, per year | 0.71% | 0.71% | 0.71% |
JTTUX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending June 30, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0026%
- Total broker commissions: $39K
- Bought from dealers (principal trades, not a cost): $7.4M
- Portfolio turnover (prospectus): 22%
- Securities lending: none during the year
JTTUX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Jane Street Capital, LLC | $14K | 37.45% |
| Citadel Securities LLC | $7K | 18.95% |
| Morgan Stanley & Co. LLC | $5K | 14.36% |
| Susquehanna Financial Group, LLLP | $4K | 10.38% |
| Citigroup Global Markets Inc. | $2K | 4.16% |
| BofA Securities, Inc. | $1K | 3.83% |
| Virtu Americas LLC | $1K | 3.70% |
| RBC Capital Markets, LLC | $1K | 2.93% |
| Goldman Sachs & Co. LLC | $1K | 2.68% |
| Flow Traders B.V. | $585 | 1.56% |
JTTUX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Bank of Montreal | $2.8M | 38.38% |
| TD SECURITIES (USA) LLC | $2.1M | 28.46% |
| Wells Fargo Securities, LLC | $1.2M | 16.47% |
| Citigroup Global Markets Inc. | $829K | 11.18% |
| Morgan Stanley & Co. LLC | $262K | 3.53% |
| Natwest Markets Securities Inc. | $148K | 1.99% |
JPMorgan SmartRetirement Blend 2055 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| JTYBX | Class R6 | 0.17% | — |
| JTBBX | Class R5 | 0.27% | — |
| JPTBX | Class I | 0.42% | — |
| JTTLX | Class R4 | 0.42% | — |
| JTTUX | Class R3 | 0.67% | — |
| JTRBX | Class R2 | 0.92% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.