JSTRX Fees and Costs — John Hancock Income Fund, Class R1
Data updated: 2026-09-24
The net expense ratio is 1.18%: a 0.35% management fee, a 0.50% 12b-1 fee plus 0.34% other expenses, less a 0.01% fee waiver. There are no sales loads or redemption fees. Portfolio turnover was 55%.
JSTRX Fees and Expenses
Annual operating expenses and sales charges of JSTRX. Prospectus, as of September 30, 2020.
| Annual operating expenses | |
|---|---|
| Management fee | 0.35% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.34% |
| Gross expense ratio | 1.19% |
| Fee waiver | −0.01% |
| Net expense ratio | 1.18% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
JSTRX Costs Over Time
On $10,000 invested in JSTRX, assuming 5% a year before costs, total costs come to $735 over 5 years, cutting the return by 1.24% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.18%) | $124 | $386 | $668 |
| Lost growth on money paid in costs | $0 | $19 | $68 |
| Total costs | $124 | $405 | $735 |
| Value after costs | $10,376 | $11,171 | $12,027 |
| Impact on return, per year | 1.24% | 1.24% | 1.24% |
JSTRX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending May 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $2.7B
- Portfolio turnover (prospectus): 55%
- Securities on loan, average value: $15.6M
- Net income from securities lending: $93K (0.005% of average net assets)
JSTRX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Global Markets, LLC | $933.5M | 47.79% |
| Barclays Bank PLC | $166.3M | 8.51% |
| J.P. Morgan Securities LLC | $136.5M | 6.99% |
| Morgan Stanley & Co. LLC | $132.5M | 6.79% |
| Merrill Lynch, Pierce, Fenner & Smith Incorporated | $119.2M | 6.10% |
| Citigroup Global Markets Holdings Inc. | $112.1M | 5.74% |
| Westpac Banking Corporation | $100.4M | 5.14% |
| Goldman Sachs & Co. LLC | $90.1M | 4.61% |
| BNP Paribas | $85.7M | 4.39% |
| Deutsche Bank AG | $77.1M | 3.95% |
John Hancock Income Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| JSNWX | Class R6 | 0.42% | none |
| JSNVX | Class R5 | 0.47% | none |
| JSTIX | Class I | 0.52% | none |
| JSNFX | Class R4 | 0.67% | none |
| JHFIX | Class A | 0.82% | 4.00% |
| JSNSX | Class R2 | 0.92% | none |
| JSTRX | Class R1 | 1.18% | — |
| JSTCX | Class C | 1.52% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.