JSAZX — JPMorgan SmartRetirement 2045 Fund
Data updated: 2026-05-29
JSAZX — JPMorgan SmartRetirement 2045 Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. Target Date / Glide Path Allocation · $2.67B AUM · 1.14% expense ratio · 15.0% 1-yr return. From SEC regulatory filings.
JSAZX Fund Overview
JSAZX — JPMorgan SmartRetirement 2045 Fund is a US mutual fund managed by JPMorgan Trust I, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: JPMorgan Trust I
- Category: Target Date / Glide Path Allocation
- Assets under management: $2.67B
- 1-year return: 15.0%
- Ticker: JSAZX
- SEC CIK: 0001217286
- SEC series ID: S000018067
- Share class ID: C000070635
JSAZX Holdings
Top 10 holdings of JPMorgan SmartRetirement 2045 Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| JPMorgan International Research Enhanced Equity ETF | 12.18% |
| JPMorgan U.S. Equity Fund | 11.07% |
| JPMorgan U.S. Research Enhanced Equity Fund | 11.06% |
| JPMorgan Growth Advantage Fund | 10.61% |
| JPMorgan Value Advantage Fund | 10.57% |
| JPMorgan Core Plus Bond Fund | 8.76% |
| JPMorgan Global Select Equity ETF | 8.60% |
| JPMorgan International Equity Fund | 6.50% |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | 3.68% |
| JPMorgan ActiveBuilders Emerging Markets Equity ETF | 3.02% |
JSAZX Portfolio Allocation
Asset-class allocation of JPMorgan SmartRetirement 2045 Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Other | 98.3% |
| Cash & Equivalents | 1.5% |
| Fixed Income | 0.1% |
JSAZX Performance
Total returns for JSAZX (as of 2026-08-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | -2.1% |
| 1 year | 15.0% |
| 3 years (annualised) | 13.3% |
| 5 years (annualised) | 6.8% |
JSAZX Risk Information
Risk metrics for JSAZX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 9.3%
JSAZX Costs and Fees
JSAZX costs about $114 per $10,000 invested per year in fund expenses.
- Net expense ratio: 1.14%
- Gross expense ratio: 1.16%
- Portfolio turnover: 17%
- Brokerage commissions: 0.32 bps of average net assets (SEC N-CEN)
JSAZX Cashflows
Over the 12 months to 2026-03, JPMorgan SmartRetirement 2045 Fund had net outflows of $662.67M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-03 | $12.94M |
| 2026-02 | −$7.39M |
| 2026-01 | −$683.35M |
| 2025-12 | $59.54M |
| 2025-11 | −$12.59M |
| 2025-10 | −$6.19M |
JSAZX Debt Constituents
Largest debt holdings of JPMorgan SmartRetirement 2045 Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Debt holding | % of net assets |
|---|---|
| United States of America | 0.11% |
JSAZX Prospectus and SEC Filings
Official JPMorgan SmartRetirement 2045 Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.