JNSPX Performance — JPMorgan SmartRetirement 2025 Fund, Class R3
Data updated: 2026-09-11
JNSPX returned +4.92% year to date and +10.88% over one year to Jun 2026. Annualised returns are +10.15% over 3 years and +4.42% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $134, against $150 for the category, and to $111 over one year, against $118. Volatility over the past three years was 7.51% a year. In the 12 months to Jun 2026 the fund lost a net $714.4M, and assets reached $1.91B.
JNSPX Growth of $100
What $100 invested in JPMorgan SmartRetirement 2025 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | JNSPX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $111 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $134 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $124 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $153 | $187 |
JNSPX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +4.92% |
| 1 year | +10.88% |
| 3 years (annualised) | +10.15% |
| 5 years (annualised) | +4.42% |
JNSPX Annual Returns
Calendar-year total returns of JPMorgan SmartRetirement 2025 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +4.92% |
| 2025 | +12.15% |
| 2024 | +8.16% |
| 2023 | +13.00% |
| 2022 | −15.89% |
| 2021 | +8.16% |
| 2020 | +11.37% |
| 2019 (Jul–Dec) | +5.22% |
JNSPX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.4% | +1.4% | −3.8% | +4.2% | +1.5% | +0.2% | — | — | — | — | — | — |
| 2025 | +1.8% | +0.9% | −1.8% | +0.1% | +2.3% | +2.8% | +0.4% | +1.8% | +1.7% | +0.9% | +0.4% | +0.2% |
| 2024 | 0.0% | +1.8% | +1.9% | −2.8% | +2.9% | +1.3% | +2.0% | +1.6% | +1.6% | −2.1% | +2.3% | −2.4% |
| 2023 | +5.3% | −2.2% | +2.0% | +0.9% | −1.0% | +2.6% | +1.5% | −1.5% | −3.2% | −1.9% | +6.0% | +4.4% |
| 2022 | −3.5% | −2.2% | −0.7% | −5.5% | +0.1% | −5.2% | +4.7% | −3.0% | −6.3% | +2.4% | +5.5% | −2.5% |
| 2021 | −0.5% | +1.0% | +0.9% | +2.7% | +1.0% | +0.3% | +0.6% | +1.0% | −2.4% | +2.7% | −1.8% | +2.6% |
| 2020 | +0.2% | −3.4% | −10.2% | +6.0% | +3.1% | +2.2% | +3.6% | +2.7% | −1.6% | −1.0% | +7.5% | +3.0% |
| 2019 | — | — | — | — | — | — | +0.2% | 0.0% | +0.8% | +1.3% | +1.0% | +1.8% |
JNSPX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 7.51%
- 3-year Sharpe ratio: 0.75 (vs 4.5% risk-free rate)
- Best month: +6.03% (Nov 2023)
- Worst month: −3.77% (Mar 2026)
JNSPX Fund Flows
Monthly money in and out of JPMorgan SmartRetirement 2025 Fund, from SEC Form N-PORT.
- 12-month net flow: −$714.4M
- 12-month gross sales (incl. reinvestments): $443.9M
- Sales ÷ redemptions: 0.38×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $16.7M | $48.7M | −$31.9M |
| May 2026 | $16.9M | $55.0M | −$38.2M |
| Apr 2026 | $22.1M | $62.1M | −$40.1M |
| Mar 2026 | $21.7M | $51.4M | −$29.7M |
| Feb 2026 | $16.2M | $51.5M | −$35.3M |
| Jan 2026 | $119.0M | $470.8M | −$351.8M |
| Dec 2025 | $112.6M | $104.7M | $7.9M |
| Nov 2025 | $17.9M | $53.9M | −$35.9M |
| Oct 2025 | $25.1M | $69.1M | −$44.1M |
| Sep 2025 | $22.3M | $57.6M | −$35.4M |
| Aug 2025 | $29.2M | $52.8M | −$23.6M |
| Jul 2025 | $24.2M | $80.6M | −$56.4M |
JNSPX Assets Under Management
Net assets of JPMorgan SmartRetirement 2025 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $1.91B |
| 2026-03-31 | $1.90B |
| 2025-12-31 | $2.34B |
| 2025-09-30 | $2.54B |
| 2025-06-30 | $2.55B |
| 2025-03-31 | $2.54B |
| 2024-12-31 | $2.52B |
| 2024-09-30 | $2.76B |
| 2024-06-30 | $2.74B |
| 2024-03-31 | $2.89B |
| 2023-12-31 | $2.96B |
| 2023-09-30 | $2.91B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.