JHOAX Fees and Costs — 2070 Lifetime Blend Portfolio, Class A
Data updated: 2026-07-27
The net expense ratio is 0.73% (2.09% before fee waivers). This share class carries a maximum front-end sales load of 5.00% and a deferred sales charge of up to 1.00%. In fiscal 2025 the fund paid $19 in broker commissions, 0.0101% of average net assets.
JHOAX Fees and Expenses
Annual operating expenses and sales charges of JHOAX. Prospectus, as of April 30, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.27% |
| 12b-1 fee | 0.30% |
| Other expenses | 1.21% |
| Gross expense ratio | 2.09% |
| Fee waiver | −1.36% |
| Net expense ratio | 0.73% |
| Sales charges | |
|---|---|
| Max front load | 5.00% |
| Max deferred load | 1.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
JHOAX Costs Over Time
On $10,000 invested in JHOAX, assuming 5% a year before costs, total costs come to $1,080 over 5 years, cutting the return by 1.84% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $599 | $500 | $500 |
| Fund expenses (net expense ratio 0.73%) | $73 | $228 | $396 |
| Trading costs (broker commissions) | $1 | $3 | $5 |
| Lost growth on money paid in costs | $25 | $90 | $179 |
| Total costs | $698 | $821 | $1,080 |
| Value after costs | $9,802 | $10,755 | $11,683 |
| Impact on return, per year | 6.98% | 2.54% | 1.84% |
JHOAX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending August 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0101%
- Total broker commissions: $19
- Bought from dealers (principal trades, not a cost): $181K
- Portfolio turnover (prospectus): —
- Securities lending: none during the year
JHOAX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Virtu Americas LLC | $14 | 73.32% |
| Piper Sandler & Co. | $5 | 26.68% |
JHOAX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Global Markets, LLC | $178K | 98.30% |
| Citadel Securities LLC | $2K | 1.28% |
| BNP Paribas | $767 | 0.42% |
2070 Lifetime Blend Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| JHODX | Class R6 | 0.32% | none |
| JHOBX | Class 1 | 0.36% | — |
| JHOAX | Class A | 0.73% | 5.00% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.