JFFRX Performance — JPMorgan SmartRetirement 2055 Fund, Class R2
Data updated: 2026-09-11
JFFRX returned +9.57% year to date and +18.35% over one year to Jun 2026. Annualised returns are +15.93% over 3 years and +8.23% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $156, against $150 for the category, and to $118 over one year, against $118. Volatility over the past three years was 11.39% a year. In the 12 months to Jun 2026 the fund lost a net $297.6M, and assets reached $1.94B.
JFFRX Growth of $100
What $100 invested in JPMorgan SmartRetirement 2055 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | JFFRX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $118 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $156 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $148 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $205 | $187 |
JFFRX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +9.57% |
| 1 year | +18.35% |
| 3 years (annualised) | +15.93% |
| 5 years (annualised) | +8.23% |
JFFRX Annual Returns
Calendar-year total returns of JPMorgan SmartRetirement 2055 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +9.57% |
| 2025 | +17.27% |
| 2024 | +13.85% |
| 2023 | +19.44% |
| 2022 | −18.77% |
| 2021 | +16.75% |
| 2020 | +14.72% |
| 2019 (Jul–Dec) | +7.81% |
JFFRX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.5% | +1.5% | −6.1% | +8.1% | +3.2% | +0.5% | — | — | — | — | — | — |
| 2025 | +3.0% | −0.1% | −3.5% | −0.3% | +5.1% | +4.3% | +0.6% | +2.6% | +2.5% | +1.2% | +0.3% | +0.7% |
| 2024 | +0.2% | +4.4% | +3.1% | −3.6% | +4.0% | +1.7% | +1.8% | +2.1% | +1.7% | −2.1% | +3.6% | −3.5% |
| 2023 | +7.3% | −2.7% | +1.7% | +1.1% | −0.9% | +5.3% | +3.0% | −2.7% | −4.2% | −2.5% | +8.2% | +5.2% |
| 2022 | −4.5% | −3.0% | +1.0% | −7.5% | −0.1% | −7.7% | +6.6% | −3.8% | −8.6% | +5.3% | +7.9% | −4.3% |
| 2021 | −0.1% | +3.1% | +2.3% | +4.3% | +1.4% | +0.2% | +0.4% | +2.0% | −4.2% | +5.2% | −2.8% | +4.1% |
| 2020 | −1.2% | −6.5% | −15.0% | +9.8% | +4.2% | +3.1% | +5.3% | +5.0% | −2.9% | −1.6% | +11.8% | +5.0% |
| 2019 | — | — | — | — | — | — | 0.0% | −1.6% | +1.7% | +2.2% | +2.1% | +3.2% |
JFFRX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 11.39%
- 3-year Sharpe ratio: 1.00 (vs 4.5% risk-free rate)
- Best month: +8.21% (Nov 2023)
- Worst month: −6.09% (Mar 2026)
JFFRX Fund Flows
Monthly money in and out of JPMorgan SmartRetirement 2055 Fund, from SEC Form N-PORT.
- 12-month net flow: −$297.6M
- 12-month gross sales (incl. reinvestments): $563.1M
- Sales ÷ redemptions: 0.65×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $34.3M | $38.5M | −$4.2M |
| May 2026 | $33.9M | $84.8M | −$50.9M |
| Apr 2026 | $36.3M | $31.7M | $4.5M |
| Mar 2026 | $42.9M | $23.6M | $19.3M |
| Feb 2026 | $34.7M | $33.5M | $1.2M |
| Jan 2026 | $92.0M | $422.7M | −$330.7M |
| Dec 2025 | $102.2M | $65.7M | $36.4M |
| Nov 2025 | $34.6M | $32.0M | $2.7M |
| Oct 2025 | $33.4M | $26.5M | $6.9M |
| Sep 2025 | $39.3M | $28.7M | $10.6M |
| Aug 2025 | $40.1M | $24.0M | $16.2M |
| Jul 2025 | $39.4M | $49.1M | −$9.7M |
JFFRX Assets Under Management
Net assets of JPMorgan SmartRetirement 2055 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $1.94B |
| 2026-03-31 | $1.78B |
| 2025-12-31 | $2.13B |
| 2025-09-30 | $2.13B |
| 2025-06-30 | $2.00B |
| 2025-03-31 | $1.81B |
| 2024-12-31 | $1.75B |
| 2024-09-30 | $1.80B |
| 2024-06-30 | $1.70B |
| 2024-03-31 | $1.67B |
| 2023-12-31 | $1.60B |
| 2023-09-30 | $1.44B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.