ISRTX Fees and Costs — Voya Solution 2045 Portfolio, Class T
Data updated: 2026-08-21
The net expense ratio is 1.45% (1.61% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $21K in broker commissions, 0.0045% of average net assets, and portfolio turnover was 31%.
ISRTX Fees and Expenses
Annual operating expenses and sales charges of ISRTX. Prospectus, as of April 30, 2023.
| Annual operating expenses | |
|---|---|
| Management fee | 0.23% |
| 12b-1 fee | 0.70% |
| Other expenses | 0.10% |
| Gross expense ratio | 1.61% |
| Fee waiver | −0.16% |
| Net expense ratio | 1.45% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
ISRTX Costs Over Time
On $10,000 invested in ISRTX, assuming 5% a year before costs, total costs come to $902 over 5 years, cutting the return by 1.53% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.45%) | $152 | $473 | $816 |
| Trading costs (broker commissions) | $0 | $1 | $3 |
| Lost growth on money paid in costs | $0 | $24 | $83 |
| Total costs | $153 | $498 | $902 |
| Value after costs | $10,347 | $11,078 | $11,861 |
| Impact on return, per year | 1.53% | 1.53% | 1.53% |
ISRTX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0045%
- Total broker commissions: $21K
- Bought from dealers (principal trades, not a cost): $20.9M
- Portfolio turnover (prospectus): 31%
- Securities lending: none during the year
ISRTX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| CITADEL SECURITIES LLC | $8K | 40.62% |
| Jane Street Execution Services, LLC | $5K | 25.05% |
| CitiGroup Global Markets Inc. | $3K | 15.05% |
| SG AMERICAS SECURITIES LLC | $935 | 4.65% |
| Raymond James & Associates, Inc. | $904 | 4.50% |
| BOFA SECURITIES, INC. | $591 | 2.94% |
| EVERCORE GROUP LLC | $432 | 2.15% |
| UBS Securities LLC | $430 | 2.14% |
| WELLS FARGO SECURITIES, LLC | $325 | 1.62% |
| SUSQUEHANNA FINANCIAL GROUP, LLLP | $258 | 1.28% |
ISRTX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| THE BANK OF NEW YORK MELLON | $20.9M | 100.00% |
Voya Solution 2045 Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| ISRIX | Class I | 0.75% | — |
| ISRSX | Class S | 1.00% | — |
| ISPDX | Class S2 | 1.15% | — |
| ISRAX | Class ADV | 1.25% | — |
| ISRTX | Class T | 1.45% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.