ISJAX Fees and Costs — Voya Index Solution 2045 Portfolio, Class ADV
Data updated: 2026-08-21
The net expense ratio is 0.72% (1.00% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $52K in broker commissions, 0.0037% of average net assets, and portfolio turnover was 26%.
ISJAX Fees and Expenses
Annual operating expenses and sales charges of ISJAX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.21% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.13% |
| Gross expense ratio | 1.00% |
| Fee waiver | −0.28% |
| Net expense ratio | 0.72% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
ISJAX Costs Over Time
On $10,000 invested in ISJAX, assuming 5% a year before costs, total costs come to $455 over 5 years, cutting the return by 0.76% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.72%) | $76 | $237 | $411 |
| Trading costs (broker commissions) | $0 | $1 | $2 |
| Lost growth on money paid in costs | $0 | $12 | $42 |
| Total costs | $76 | $250 | $455 |
| Value after costs | $10,424 | $11,327 | $12,308 |
| Impact on return, per year | 0.76% | 0.76% | 0.76% |
ISJAX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0037%
- Total broker commissions: $52K
- Bought from dealers (principal trades, not a cost): $83.4M
- Portfolio turnover (prospectus): 26%
- Securities lending: none during the year
ISJAX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| CITADEL SECURITIES LLC | $21K | 42.04% |
| Jane Street Execution Services, LLC | $15K | 29.10% |
| CitiGroup Global Markets Inc. | $9K | 17.63% |
| SG AMERICAS SECURITIES LLC | $3K | 5.72% |
| SUSQUEHANNA FINANCIAL GROUP, LLLP | $766 | 1.53% |
| UBS Securities LLC | $491 | 0.98% |
| INSTINET, LLC | $418 | 0.84% |
| Raymond James & Associates, Inc. | $388 | 0.78% |
| J.P. Morgan Securities LLC | $368 | 0.74% |
| STIFEL FINANCIAL CORP. | $323 | 0.65% |
ISJAX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| THE BANK OF NEW YORK MELLON | $83.4M | 100.00% |
Voya Index Solution 2045 Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| VSZFX | Class Z | 0.16% | — |
| ISJIX | Class I | 0.22% | — |
| ISJSX | Class S | 0.47% | — |
| ISVLX | Class S2 | 0.62% | — |
| ISJAX | Class ADV | 0.72% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.