ISBAX Fees and Costs — Vy(r) Columbia Contrarian Core Portfolio, Class ADV
Data updated: 2026-08-24
The net expense ratio is 1.21%: a 0.90% management fee, a 0.50% 12b-1 fee plus 0.30% other expenses, less a 0.49% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $16K in broker commissions, 0.0210% of average net assets, and portfolio turnover was 51%.
ISBAX Fees and Expenses
Annual operating expenses and sales charges of ISBAX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.90% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.30% |
| Gross expense ratio | 1.70% |
| Fee waiver | −0.49% |
| Net expense ratio | 1.21% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
ISBAX Costs Over Time
On $10,000 invested in ISBAX, assuming 5% a year before costs, total costs come to $766 over 5 years, cutting the return by 1.29% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.21%) | $127 | $395 | $684 |
| Trading costs (broker commissions) | $2 | $7 | $12 |
| Lost growth on money paid in costs | $0 | $20 | $70 |
| Total costs | $129 | $422 | $766 |
| Value after costs | $10,371 | $11,154 | $11,996 |
| Impact on return, per year | 1.29% | 1.29% | 1.29% |
ISBAX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0210%
- Total broker commissions: $16K
- Bought from dealers (principal trades, not a cost): $36.4M
- Portfolio turnover (prospectus): 51%
- Securities lending: none during the year
ISBAX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY & CO. LLC | $3K | 23.58% |
| J.P. Morgan Securities LLC | $2K | 17.71% |
| GOLDMAN SACHS & CO. LLC | $2K | 12.30% |
| CAPITAL INSTITUTIONAL SERVICES, INC | $1K | 9.28% |
| VIRTU AMERICAS LLC | $1K | 9.00% |
| JEFFERIES LLC | $1K | 8.67% |
| UBS Securities LLC | $725 | 5.54% |
| BARCLAYS CAPITAL, INC. | $721 | 5.51% |
| CITIGROUP GLOBAL MARKETS INC. | $589 | 4.50% |
| TD SECURITIES (USA) LLC | $512 | 3.91% |
ISBAX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| THE BANK OF NEW YORK MELLON | $36.3M | 99.87% |
| GOLDMAN SACHS & CO. LLC | $48K | 0.13% |
Vy(r) Columbia Contrarian Core Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| ISFIX | Class I | 0.71% | — |
| ISCSX | Class S | 0.96% | — |
| ISBAX | Class ADV | 1.21% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.