IRMPX Fees and Costs — Voya Retirement Moderate Portfolio, Class ADV
Data updated: 2026-08-21
The net expense ratio is 1.01% (1.21% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $14K in broker commissions, 0.0029% of average net assets, and portfolio turnover was 24%.
IRMPX Fees and Expenses
Annual operating expenses and sales charges of IRMPX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.24% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.13% |
| Gross expense ratio | 1.21% |
| Fee waiver | −0.20% |
| Net expense ratio | 1.01% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
IRMPX Costs Over Time
On $10,000 invested in IRMPX, assuming 5% a year before costs, total costs come to $633 over 5 years, cutting the return by 1.06% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.01%) | $106 | $331 | $574 |
| Trading costs (broker commissions) | $0 | $1 | $2 |
| Lost growth on money paid in costs | $0 | $16 | $58 |
| Total costs | $106 | $348 | $633 |
| Value after costs | $10,394 | $11,228 | $12,129 |
| Impact on return, per year | 1.06% | 1.06% | 1.06% |
IRMPX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0029%
- Total broker commissions: $14K
- Bought from dealers (principal trades, not a cost): $65.9M
- Portfolio turnover (prospectus): 24%
- Securities lending: none during the year
IRMPX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BOFA SECURITIES, INC. | $6K | 42.22% |
| Jane Street Execution Services, LLC | $3K | 20.78% |
| GOLDMAN SACHS & CO. LLC | $1K | 8.61% |
| SUSQUEHANNA FINANCIAL GROUP, LLLP | $987 | 7.48% |
| CITIGROUP GLOBAL MARKETS INC. | $899 | 6.81% |
| CITADEL SECURITIES LLC | $703 | 5.33% |
| EVERCORE GROUP LLC | $382 | 2.89% |
| STIFEL FINANCIAL CORP. | $330 | 2.50% |
| Raymond James & Associates, Inc. | $292 | 2.21% |
| J.P. Morgan Securities LLC | $153 | 1.16% |
IRMPX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| THE BANK OF NEW YORK MELLON | $65.9M | 100.00% |
Voya Retirement Moderate Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| IRMIX | Class I | 0.67% | — |
| IRMPX | Class ADV | 1.01% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.