IRGMX Fees and Costs — Voya Retirement Moderately Aggressive Portfolio, Class I
Data updated: 2026-08-21
The net expense ratio is 0.66% (0.70% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $13K in broker commissions, 0.0015% of average net assets, and portfolio turnover was 29%.
IRGMX Fees and Expenses
Annual operating expenses and sales charges of IRGMX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.24% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.13% |
| Gross expense ratio | 0.70% |
| Fee waiver | −0.04% |
| Net expense ratio | 0.66% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
IRGMX Costs Over Time
On $10,000 invested in IRGMX, assuming 5% a year before costs, total costs come to $417 over 5 years, cutting the return by 0.69% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.66%) | $69 | $217 | $378 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $11 | $38 |
| Total costs | $69 | $228 | $417 |
| Value after costs | $10,431 | $11,348 | $12,346 |
| Impact on return, per year | 0.69% | 0.69% | 0.69% |
IRGMX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0015%
- Total broker commissions: $13K
- Bought from dealers (principal trades, not a cost): $124.3M
- Portfolio turnover (prospectus): 29%
- Securities lending: none during the year
IRGMX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Jane Street Execution Services, LLC | $5K | 38.71% |
| BOFA SECURITIES, INC. | $4K | 32.18% |
| CITIGROUP GLOBAL MARKETS INC. | $2K | 13.10% |
| SUSQUEHANNA FINANCIAL GROUP, LLLP | $1K | 9.16% |
| EVERCORE GROUP LLC | $304 | 2.46% |
| STIFEL FINANCIAL CORP. | $250 | 2.02% |
| Raymond James & Associates, Inc. | $108 | 0.87% |
| JEFFERIES LLC | $76 | 0.61% |
| SCOTIA CAPITAL (USA) INC. | $65 | 0.53% |
| RBC CAPITAL MARKETS, LLC | $44 | 0.36% |
IRGMX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| THE BANK OF NEW YORK MELLON | $124.3M | 100.00% |
Voya Retirement Moderately Aggressive Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| IRGMX | Class I | 0.66% | — |
| IRMGX | Class ADV | 1.05% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.