IAVGX Fees and Costs — Voya Growth and Income Portfolio, Class ADV
Data updated: 2026-08-24
The net expense ratio is 1.25%: a 0.60% management fee, a 0.50% 12b-1 fee plus 0.20% other expenses, less a 0.05% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $1.8M in broker commissions, 0.0729% of average net assets, and portfolio turnover was 90%.
IAVGX Fees and Expenses
Annual operating expenses and sales charges of IAVGX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.60% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.20% |
| Gross expense ratio | 1.30% |
| Fee waiver | −0.05% |
| Net expense ratio | 1.25% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
IAVGX Costs Over Time
On $10,000 invested in IAVGX, assuming 5% a year before costs, total costs come to $822 over 5 years, cutting the return by 1.39% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.25%) | $131 | $408 | $705 |
| Trading costs (broker commissions) | $8 | $24 | $41 |
| Lost growth on money paid in costs | $0 | $21 | $76 |
| Total costs | $139 | $453 | $822 |
| Value after costs | $10,361 | $11,123 | $11,941 |
| Impact on return, per year | 1.39% | 1.39% | 1.39% |
IAVGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0729%
- Total broker commissions: $1.8M
- Bought from dealers (principal trades, not a cost): $1.7B
- Portfolio turnover (prospectus): 90%
- Securities on loan, average value: $1.1M
- Net income from securities lending: $5K (0.000% of average net assets)
IAVGX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BOFA SECURITIES, INC. | $146K | 15.12% |
| UBS Securities LLC | $145K | 15.05% |
| MORGAN STANLEY & CO. LLC | $119K | 12.31% |
| PIPER SANDLER & CO. | $111K | 11.50% |
| WELLS FARGO SECURITIES, LLC | $88K | 9.19% |
| HSBC SECURITIES (USA) INC. | $77K | 7.96% |
| SG AMERICAS SECURITIES LLC | $74K | 7.64% |
| Truist Securities, Inc. | $72K | 7.47% |
| JEFFERIES LLC | $70K | 7.31% |
| AMERICAN VETERANS GROUP, PBC | $62K | 6.43% |
IAVGX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| THE BANK OF NEW YORK MELLON | $1.7B | 100.00% |
Voya Growth and Income Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| IIVGX | Class I | 0.67% | — |
| ISVGX | Class S | 0.92% | — |
| IGISX | Class S2 | 1.07% | — |
| IAVGX | Class ADV | 1.25% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.