HRURX Fees and Costs — Harbor Robeco US Conservative Equities Fund, Retirement Class
Data updated: 2021-06-29
The net expense ratio is 0.35%: a 0.30% management fee plus 2.27% other expenses, less a 2.22% fee waiver. There are no sales loads or redemption fees. In fiscal 2020 the fund paid $836 in broker commissions, 0.0277% of average net assets, and portfolio turnover was 38%.
HRURX Fees and Expenses
Annual operating expenses and sales charges of HRURX. Prospectus, as of February 28, 2021.
| Annual operating expenses | |
|---|---|
| Management fee | 0.30% |
| 12b-1 fee | 0.00% |
| Other expenses | 2.27% |
| Gross expense ratio | 2.57% |
| Fee waiver | −2.22% |
| Net expense ratio | 0.35% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
HRURX Costs Over Time
On $10,000 invested in HRURX, assuming 5% a year before costs, total costs come to $239 over 5 years, cutting the return by 0.40% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.35%) | $37 | $115 | $201 |
| Trading costs (broker commissions) | $3 | $9 | $16 |
| Lost growth on money paid in costs | $0 | $6 | $22 |
| Total costs | $40 | $131 | $239 |
| Value after costs | $10,460 | $11,446 | $12,524 |
| Impact on return, per year | 0.40% | 0.40% | 0.40% |
HRURX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2020.
- Explicit cost rate (commissions ÷ average net assets): 0.0277%
- Total broker commissions: $836
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 38%
- Securities lending: none during the year
HRURX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $646 | 77.37% |
| Instinet, LLC | $143 | 17.12% |
| UBS Securities LLC | $14 | 1.71% |
| Goldman Sachs & Co. LLC | $8 | 0.93% |
| Citigroup Global Markets Inc. | $7 | 0.79% |
| Sanford C. Bernstein & Co., LLC | $6 | 0.74% |
| J.P. Morgan Securities LLC | $6 | 0.72% |
| Jones & Associates, Inc. | $3 | 0.32% |
| BofA Securities, Inc. | $2 | 0.20% |
| Credit Suisse Securities (USA) LLC | $1 | 0.10% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.