HRSGX Fees and Costs — Harbor Small Cap Growth Fund, Administrative Class
Data updated: 2026-09-25
The net expense ratio is 1.13%: a 0.75% management fee, a 0.25% 12b-1 fee plus 0.13% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $2.2M in broker commissions, 0.1132% of average net assets, and portfolio turnover was 106%.
HRSGX Fees and Expenses
Annual operating expenses and sales charges of HRSGX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.75% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.13% |
| Gross expense ratio | 1.13% |
| Fee waiver | — |
| Net expense ratio | 1.13% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
HRSGX Costs Over Time
On $10,000 invested in HRSGX, assuming 5% a year before costs, total costs come to $774 over 5 years, cutting the return by 1.31% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.13%) | $119 | $369 | $639 |
| Trading costs (broker commissions) | $12 | $37 | $64 |
| Lost growth on money paid in costs | $0 | $20 | $71 |
| Total costs | $131 | $426 | $774 |
| Value after costs | $10,369 | $11,150 | $11,989 |
| Impact on return, per year | 1.31% | 1.31% | 1.31% |
HRSGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.1132%
- Total broker commissions: $2.2M
- Bought from dealers (principal trades, not a cost): $68.7M
- Portfolio turnover (prospectus): 106%
- Securities lending: none during the year
HRSGX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Liquidnet, Inc. | $198K | 14.61% |
| J.P. Morgan Securities LLC | $179K | 13.19% |
| Kezar Trading, LLC | $161K | 11.90% |
| Goldman Sachs & Co. LLC | $148K | 10.96% |
| Nomura Securities International, Inc. | $145K | 10.67% |
| BofA Securities, Inc. | $129K | 9.53% |
| Jefferies LLC | $127K | 9.39% |
| Sanford C. Bernstein & Co., LLC | $91K | 6.73% |
| Barclays Capital Inc. | $90K | 6.66% |
| UBS Securities LLC | $86K | 6.35% |
HRSGX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $29.8M | 43.41% |
| Goldman Sachs & Co. LLC | $20.2M | 29.36% |
| Citigroup Global Markets Inc. | $15.1M | 22.03% |
| UBS Securities LLC | $3.6M | 5.20% |
Harbor Small Cap Growth Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| HNSGX | Retirement Class | 0.80% | — |
| HASGX | Institutional Class | 0.88% | — |
| HRSGX | Administrative Class | 1.13% | — |
| HISGX | Investor Class | 1.22% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.