HNGSX Fees and Costs — Harbor Strategic Growth Fund, Retirement Class
Data updated: 2022-06-29
The net expense ratio is 0.63%: a 0.60% management fee plus 0.12% other expenses, less a 0.09% fee waiver. There are no sales loads or redemption fees. In fiscal 2021 the fund paid $7K in broker commissions, 0.0060% of average net assets, and portfolio turnover was 9%.
HNGSX Fees and Expenses
Annual operating expenses and sales charges of HNGSX. Prospectus, as of February 28, 2022.
| Annual operating expenses | |
|---|---|
| Management fee | 0.60% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.12% |
| Gross expense ratio | 0.72% |
| Fee waiver | −0.09% |
| Net expense ratio | 0.63% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
HNGSX Costs Over Time
On $10,000 invested in HNGSX, assuming 5% a year before costs, total costs come to $401 over 5 years, cutting the return by 0.67% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.63%) | $66 | $207 | $361 |
| Trading costs (broker commissions) | $1 | $2 | $3 |
| Lost growth on money paid in costs | $0 | $10 | $37 |
| Total costs | $67 | $219 | $401 |
| Value after costs | $10,433 | $11,357 | $12,362 |
| Impact on return, per year | 0.67% | 0.67% | 0.67% |
HNGSX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2021.
- Explicit cost rate (commissions ÷ average net assets): 0.0060%
- Total broker commissions: $7K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 9%
- Securities lending: none during the year
HNGSX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Instinet, LLC | $5K | 68.58% |
| Evercore Group L.L.C. | $838 | 11.86% |
| Barclays Capital Inc. | $469 | 6.64% |
| Loop Capital Markets LLC | $327 | 4.62% |
| Sanford C. Bernstein & Co., LLC | $307 | 4.34% |
| Morgan Stanley & Co. LLC | $167 | 2.37% |
| Robert W. Baird & Co. Incorporated | $113 | 1.60% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.