HNACX Performance — Harbor Capital Appreciation Fund, Retirement Class
Data updated: 2026-09-25
HNACX returned +4.46% year to date and +8.41% over one year to Jul 2026. Annualised returns are +19.19% over 3 years and +8.90% over 5 years. Against its US Large Growth category average the fund came out ahead over three years but behind over one: $100 invested three years ago grew to $169, against $166 for the category, and to $108 over one year, against $111. Volatility over the past three years was 18.30% a year. In the 12 months to Jul 2026 the fund lost a net $3.0B, and assets reached $24.99B.
HNACX Growth of $100
What $100 invested in Harbor Capital Appreciation Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the US Large Growth category average over the same months.
| Period | HNACX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $108 | $111 |
| 3 years (Aug 2023 – Jul 2026) | $169 | $166 |
| 5 years (Aug 2021 – Jul 2026) | $153 | $158 |
| Since data start (Aug 2019 – Jul 2026) | $292 | $261 |
HNACX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +4.46% |
| 1 year | +8.41% |
| 3 years (annualised) | +19.19% |
| 5 years (annualised) | +8.90% |
HNACX Annual Returns
Calendar-year total returns of Harbor Capital Appreciation Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +4.46% |
| 2025 | +14.04% |
| 2024 | +30.57% |
| 2023 | +53.85% |
| 2022 | −37.67% |
| 2021 | +15.73% |
| 2020 | +54.55% |
| 2019 (Aug–Dec) | +9.44% |
HNACX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | −2.2% | −3.6% | −5.5% | +13.7% | +8.0% | −4.2% | −0.3% | — | — | — | — | — |
| 2025 | +3.3% | −3.4% | −9.9% | +3.1% | +9.5% | +5.9% | +2.1% | −0.2% | +3.2% | +4.0% | −1.9% | −1.2% |
| 2024 | +4.2% | +8.4% | +0.7% | −5.1% | +5.2% | +6.7% | −3.3% | +3.0% | +1.8% | −0.4% | +6.3% | +0.3% |
| 2023 | +10.8% | −1.5% | +8.4% | +1.2% | +7.0% | +6.8% | +3.2% | −1.0% | −5.5% | −1.3% | +12.5% | +4.7% |
| 2022 | −11.8% | −5.5% | +3.7% | −14.3% | −5.6% | −7.9% | +13.6% | −4.9% | −9.2% | +4.7% | +3.0% | −8.7% |
| 2021 | −1.2% | +0.9% | −3.1% | +7.6% | −2.3% | +8.0% | +2.7% | +3.6% | −5.6% | +8.7% | −0.8% | −2.6% |
| 2020 | +4.4% | −5.6% | −10.5% | +15.0% | +9.0% | +7.1% | +8.2% | +13.4% | −5.5% | −4.5% | +12.6% | +4.8% |
| 2019 | — | — | — | — | — | — | — | −1.5% | −1.2% | +3.2% | +6.2% | +2.6% |
HNACX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 18.30%
- 3-year Sharpe ratio: 0.80 (vs 4.5% risk-free rate)
- Best month: +13.72% (Apr 2026)
- Worst month: −9.88% (Mar 2025)
HNACX Fund Flows
Monthly money in and out of Harbor Capital Appreciation Fund, from SEC Form N-PORT.
- 12-month net flow: −$3.0B
- 12-month gross sales (incl. reinvestments): $6.0B
- Sales ÷ redemptions: 0.67×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $855.4M | $1.3B | −$412.5M |
| Jun 2026 | $159.9M | $610.3M | −$450.4M |
| May 2026 | $368.0M | $715.1M | −$347.1M |
| Apr 2026 | $278.5M | $650.4M | −$371.9M |
| Mar 2026 | $197.9M | $567.0M | −$369.1M |
| Feb 2026 | $262.3M | $843.8M | −$581.5M |
| Jan 2026 | $194.2M | $1.0B | −$816.2M |
| Dec 2025 | $2.9B | $1.2B | $1.7B |
| Nov 2025 | $211.7M | $546.7M | −$335.0M |
| Oct 2025 | $251.7M | $703.0M | −$451.3M |
| Sep 2025 | $137.9M | $425.4M | −$287.5M |
| Aug 2025 | $195.0M | $501.0M | −$306.0M |
HNACX Assets Under Management
Net assets of Harbor Capital Appreciation Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $24.99B |
| 2026-04-30 | $25.42B |
| 2026-01-31 | $25.93B |
| 2025-10-31 | $29.72B |
| 2025-07-31 | $28.78B |
| 2025-04-30 | $25.03B |
| 2025-01-31 | $29.54B |
| 2024-10-31 | $28.31B |
| 2024-07-31 | $28.44B |
| 2024-04-30 | $27.08B |
| 2024-01-31 | $26.90B |
| 2023-10-31 | $22.59B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.