HMCDX Fees and Costs — Harbor Mid Cap Fund, Administrative Class
Data updated: 2026-09-25
The net expense ratio is 1.13%: a 0.75% management fee, a 0.25% 12b-1 fee plus 0.19% other expenses, less a 0.06% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $24K in broker commissions, 0.0142% of average net assets, and portfolio turnover was 22%.
HMCDX Fees and Expenses
Annual operating expenses and sales charges of HMCDX. Prospectus, as of February 28, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.75% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.19% |
| Gross expense ratio | 1.19% |
| Fee waiver | −0.06% |
| Net expense ratio | 1.13% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
HMCDX Costs Over Time
On $10,000 invested in HMCDX, assuming 5% a year before costs, total costs come to $714 over 5 years, cutting the return by 1.20% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.13%) | $119 | $370 | $640 |
| Trading costs (broker commissions) | $1 | $5 | $8 |
| Lost growth on money paid in costs | $0 | $19 | $66 |
| Total costs | $120 | $393 | $714 |
| Value after costs | $10,380 | $11,183 | $12,049 |
| Impact on return, per year | 1.20% | 1.20% | 1.20% |
HMCDX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0142%
- Total broker commissions: $24K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 22%
- Securities lending: none during the year
HMCDX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Capital Institutional Services, Inc. | $2K | 16.45% |
| TD Securities (USA) LLC | $2K | 14.28% |
| Nomura Securities International, Inc. | $2K | 14.18% |
| JonesTrading Institutional Services LLC | $2K | 12.50% |
| Loop Capital Markets LLC | $1K | 9.36% |
| Liquidnet, Inc. | $1K | 8.18% |
| Penserra Securities LLC | $1K | 8.01% |
| KeyBanc Capital Markets Inc. | $1K | 7.09% |
| William Blair & Company, L.L.C. | $770 | 5.09% |
| Truist Securities, Inc. | $739 | 4.89% |
Harbor Mid Cap Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| HMCRX | Retirement Class | 0.80% | — |
| HMCLX | Institutional Class | 0.88% | — |
| HMCDX | Administrative Class | 1.13% | — |
| HMCNX | Investor Class | 1.22% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.