HIIDX Fees and Costs — Harbor Diversified International All Cap Fund, Investor Class
Data updated: 2026-09-25
The net expense ratio is 1.17%: a 0.75% management fee, a 0.25% 12b-1 fee plus 0.27% other expenses, less a 0.10% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $222K in broker commissions, 0.0275% of average net assets, and portfolio turnover was 18%.
HIIDX Fees and Expenses
Annual operating expenses and sales charges of HIIDX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.75% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.27% |
| Gross expense ratio | 1.27% |
| Fee waiver | −0.10% |
| Net expense ratio | 1.17% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
HIIDX Costs Over Time
On $10,000 invested in HIIDX, assuming 5% a year before costs, total costs come to $746 over 5 years, cutting the return by 1.26% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.17%) | $123 | $383 | $662 |
| Trading costs (broker commissions) | $3 | $9 | $16 |
| Lost growth on money paid in costs | $0 | $19 | $69 |
| Total costs | $126 | $411 | $746 |
| Value after costs | $10,374 | $11,165 | $12,017 |
| Impact on return, per year | 1.26% | 1.26% | 1.26% |
HIIDX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0275%
- Total broker commissions: $222K
- Bought from dealers (principal trades, not a cost): $3.4M
- Portfolio turnover (prospectus): 18%
- Securities on loan, average value: $931K
- Net income from securities lending: $14K (0.002% of average net assets)
HIIDX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $40K | 22.04% |
| UBS Securities LLC | $35K | 19.55% |
| Citigroup Global Markets Inc. | $32K | 17.74% |
| CLSA Americas, LLC | $18K | 10.09% |
| Jefferies LLC | $13K | 7.27% |
| BNP Paribas Securities Corp. | $12K | 6.60% |
| HSBC Securities (USA) Inc. | $10K | 5.48% |
| BofA Securities, Inc. | $9K | 5.14% |
| Daiwa Capital Markets America Inc. | $6K | 3.28% |
| Morgan Stanley & Co. LLC | $5K | 2.83% |
HIIDX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Daiwa Capital Markets America Inc. | $556K | 83.41% |
| SMBC Nikko Securities America, Inc. | $111K | 16.59% |
Harbor Diversified International All Cap Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| HNIDX | Retirement Class | 0.75% | — |
| HAIDX | Institutional Class | 0.83% | — |
| HRIDX | Administrative Class | 1.08% | — |
| HIIDX | Investor Class | 1.17% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.