GUBGX Fees and Costs — Victory RS International Fund, Class A
Data updated: 2026-08-26
The net expense ratio is 1.13%: a 0.80% management fee, a 0.25% 12b-1 fee plus 0.29% other expenses, less a 0.21% fee waiver. This share class carries a maximum front-end sales load of 5.75%. In fiscal 2025 the fund paid $319K in broker commissions, 0.0644% of average net assets, and portfolio turnover was 29%.
GUBGX Fees and Expenses
Annual operating expenses and sales charges of GUBGX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.80% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.29% |
| Gross expense ratio | 1.34% |
| Fee waiver | −0.21% |
| Net expense ratio | 1.13% |
| Sales charges | |
|---|---|
| Max front load | 5.75% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
GUBGX Costs Over Time
On $10,000 invested in GUBGX, assuming 5% a year before costs, total costs come to $1,435 over 5 years, cutting the return by 2.48% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $575 | $575 | $575 |
| Fund expenses (net expense ratio 1.13%) | $112 | $348 | $603 |
| Trading costs (broker commissions) | $6 | $20 | $34 |
| Lost growth on money paid in costs | $29 | $109 | $223 |
| Total costs | $722 | $1,052 | $1,435 |
| Value after costs | $9,778 | $10,524 | $11,328 |
| Impact on return, per year | 7.22% | 3.28% | 2.48% |
GUBGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0644%
- Total broker commissions: $319K
- Bought from dealers (principal trades, not a cost): $594K
- Portfolio turnover (prospectus): 29%
- Securities on loan, average value: $1.5M
- Net income from securities lending: $13K (0.003% of average net assets)
GUBGX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BNP Paribas Securities Corp. | $103K | 35.04% |
| UBS Securities LLC | $45K | 15.38% |
| HSBC Securities (USA) Inc. | $37K | 12.71% |
| Kepler Capital Markets, Inc. | $28K | 9.41% |
| J.P. Morgan Securities LLC | $21K | 7.31% |
| Jefferies LLC | $17K | 5.77% |
| Citigroup Global Markets Inc. | $16K | 5.60% |
| Daiwa Capital Markets America Inc. | $13K | 4.48% |
| AllianceBernstein L.P. | $7K | 2.27% |
| RBC Capital Markets, LLC | $6K | 2.02% |
GUBGX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Kepler Capital Markets, Inc. | $594K | 100.00% |
Victory RS International Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| RSIRX | Class R6 | 0.83% | none |
| RSIGX | Class Y | 0.88% | none |
| GUBGX | Class A | 1.13% | 5.75% |
| RIGKX | Class R | 1.38% | none |
| RIGCX | Class C | 1.88% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.